1. To ensure successful transactions, funds should be available one working day before the transfer date.

2. For repeating schedule related to foreign currency exchange transfer:

• The transfer will be executed on the following clearing day in the event of non−clearing day; if the following clearing day is beyond the end date as you specified above, the relevant transfer falling on non−clearing day will not be processed on the following clearing day and the above instruction will end on the last clearing day of the above period. For monthly transfer falling on non-clearing day while the following clearing day falls into the next calendar month, or in a calendar month without the day of 29th, 30th or 31st, such transfer will be processed on the preceding clearing day.
• If there are multiple transfers (including but not limit to the transfer executed on the following clearing day in the event of non−clearing day) for a customer on the same clearing day, the Bank may process the relevant transfers in the order or at the time as the Bank may think fit at its absolute discretion.

3. Please note that the rates may be different depending on the channel you are quoting the rate from the Bank.