^ Standard Chartered Bank (Hong Kong) Limited is a distributor of the MPF scheme, a product of Manulife (International) Limited (Incorporated in Bermuda with limited liability)

* Source: "Mercer MPF Market Shares Report" as at 30 September 2020 by Mercer (Hong Kong) Limited, in terms of market share of total MPF assets by scheme sponsor.

# My RM services are only applicable to selected Priority Private and Priority Banking clients

• Detail can be found in the relevant webpage
• Services might be subjected to terms and conditions
• This webpage does not constitute any prediction of likely future price movements
• Investors should not make investment decisions based on this webpage alone
• This webpage has not been reviewed by the Securities and Futures Commission or any regulatory authority in Hong Kong
• Terms and conditions apply
• Clients acknowledge that the Bank makes no warranty that the above mentioned product/service providers (AlipayHK™, WeChat Pay HK and HKJC FPS Service) will be able to perform the functions and services relating to their corresponding product(s)/service(s). The Bank accepts no liability for any loss or damage incurred as a result of the use of any of the above mentioned products/services. Application for or use of the products/services shall be subject to the Terms and Conditions of their respective product/service providers. For details, please visit their corresponding product/service website(s). The Bank is not obliged to notify clients of any changes or latest announcements of any product/service providers. Clients understand and accept that the Bank is not the supplier of the above mentioned products/services. The Bank shall bear no liability relating to any aspect of the products/services, including without limitation, their quality, the supply, the descriptions provided by the products/services providers, any false trade description, misrepresentation, mis-statement, omission, unauthorized representation, unfair trade practices or conduct in connection with the products/services provided by their corresponding product/service providers ( including its their employees, officers or agents )

Risk Disclosure Statements:

Investment involves risks. The prices of investment products fluctuate, sometimes dramatically and the worst case may result in loss of your entire investment amount. Past performance is no guide to its future performance. Investors should read the terms and conditions contained in the relevant offering documents and in particular the investment policies and the risk factors and latest financial results information carefully and are advised to seek independent professional advice before making any investment decision. Investors should consider their own investment objectives, investment experience, financial situation and risk tolerance level.

General Insurance Disclaimer and Important Notes:

The General Insurance plans are underwritten by Allianz Global Corporate & Specialty SE (incorporated in the Federal Republic of Germany with limited liabilities) Hong Kong Branch (“Allianz”) which is a general insurer authorized and regulated by the Insurance Authority of Hong Kong. Standard Chartered Bank (Hong Kong) Limited is an insurance agent appointed by Allianz.

To the extent permissible by law, Standard Chartered Bank (Hong Kong) Limited shall not be liable to any person for the use of any of the above information.

The General Insurance plans/services, offered by Allianz, are only available for subscription by residents of the HKSAR, subject to the relevant Terms and Conditions.

The above information is intended as a general summary. It is for reference only and is not an offer for subscription of any insurance product. The policy may contain Terms and Conditions which are not detailed in the above. If there is any discrepancy between the information contained in the above and the Terms of the policy, the Terms of the policy shall prevail.

For exact Terms and Conditions and details of the exclusions, please refer to the relevant policy or contact Allianz.
The material and information contained on this Web Site is provided for general information only and should not be used as a basis for making business decisions. Any advice or information received via this Web Site should not be relied upon without consulting primary or more accurate or more up-to-date sources of information or specific professional advice. You are recommended to obtain such professional advice where appropriate.