There’s no easier way to split bills while earning rewards with instalments
 

From now until 2 February 2026, successfully pay tax and apply online for Credit Card Statement Instalment Plan can earn up to HKD2,300 CashBack or 23,000 Miles^1,2! You can also simply split your bills online to earn up to HKD500 CashBack or 5,000 Miles³ and stand a chance to win $18,000 CashBack from our Lucky draw!  

Credit Card Tax Payment and Instalment Promotion

3 Simple Steps to Earn up to HKD2,300 or 23,000 Miles

1. Register for your reward via SC Mobile App by 2 February 2026.
   Click on a Credit Card > Click “Offer” tab > Click “Register” banner to register for the promotion.
2. Reward 1: Make your tax payment using your Credit Card to Enjoy up to HKD1,500 or 15,000 Miles.
3. Reward 2: Convert the tax payment into Credit Card Statement Instalments via Online Banking or SC Mobile App to Enjoy up to HKD500 CashBack or 5,000 Miles2.
   Early Bird Reward: Complete by 31 December 2025 to earn extra reward up to HKD300 CashBack or 3,000 Miles!

Credit Card Tax Payment and Instalment Promotion

Credit Card Statement Instalment Plan Winter Promotion

Terms and Conditions Apply.

Remarks:

1. Eligible to Selected Customers only. The availability of the designated rewards of the Credit Card Tax Payment and Instalment Promotion for each cardholder is specified on the SC Mobile app’s Credit Card “Offer” section.
2. Eligibility for the Cashback offer or Asia Miles offer is determined by the credit card used for both the Eligible Tax Payment and the corresponding Eligible Instalment Plan(s). For Cardholders who use the Standard Chartered Cathay Mastercard to make the first tax payment and apply for the corresponding Eligible Instalment Plan(s), Asia Miles will be rewarded to the Cardholders as the Rewards under this Promotion, else, CashBack will be rewarded.
3. For Cardholders who use the Standard Chartered Cathay Mastercard to apply for at least one Eligible Credit Card Statement Instalment Plan successfully, Asia Miles will be rewarded to the Cardholders as the Rewards under this Promotion , else, CashBack will be rewarded.
4. Please refer to the Terms and Conditions for the details on Eligible Transactions.

3 Steps to Split Bills Online

Example of Credit Card Instalment
 

Remarks:

1. Application requirements:

• a) Standard Chartered credit card or Standard Chartered co-branded card (Except UnionPay Dual Currency Platinum Credit Card RMB account and Corporate Card ) account holders are eligible to apply for the Plan.
• b) The minimum amount of each Statement Instalment Transaction is HKD500 (only applicable to new retail purchases charged to a single account). Retail transactions charged to different accounts could not be applied under the same Plan.

2. The availability of exclusive personalized Monthly Handling Fee of 0.19% is individualized and subject to account status checking. Different Statement Instalment Transactions could not be combined for the purpose of calculating the handling fee. Monthly Handling Fee ranges from 0.19% to 1.35%.

3. Annualised Percentage Rate (APR) of 0.19% Monthly Handling Fee is:
 

For Statement Instalment, this APR is calculated in the assumption that the instalment application date is 25 days prior to the statement repayment date, and the first two months handling fee will be posted in the next monthly statement.

An APR is a reference rate which includes the basic interest rates and other applicable fees and charges of a product expressed as an annualized rate. In general, the Instalment Amount is a fixed amount to be charged to the Card Account on a monthly basis, while the APR for the first instalment may be impacted by the loan disbursement date.

Please note there is no difference in the total handling fee (or total absolute amount of interest) charged and repayment amount between Non Statement Instalment and Statement Instalment.

4. Daily handling fee is calculated based on 30 days per month.

If you choose to repay the total Statement Instalment Transaction Amount outstanding in full for each Statement Instalment Transaction prior to the end of the Instalment Period, or if the Card Account on which the Statement Instalment Transaction Amount appears is cancelled due to any reason, the total Statement Instalment Transaction(s) Amount outstanding at the relevant time and the Monthly Handling Fees (if applicable) for the remaining Instalment Period will be immediately due and payable. Also, administration fee for early repayment of HKD150 for each Statement Instalment Transaction will be charged directly to your Card Account. For example, assuming one single Statement Instalment Transaction Amount is HKD15,000 with a Monthly Handling Fee of 0.25% for a 12-month Instalment Period – if you repay the total Statement Instalment Transaction Amount after the 6th month, you shall be liable to pay the total Statement Instalment Transaction Amount outstanding and the Monthly Handling Fees for the remaining period of 6 months, being HKD15,000 / 12 x (12-6) + HKD15,000 x 0.25% x (12-6) = HKD7,725, plus an administration fee of HKD150. The above example is for indication purpose only.

Application hours for registration hotline: 9a.m. to 10p.m. daily (Monday – Sunday).