You can use Contactless Feature across a range of retailers including convenience stores, supermarkets, fast food chains, cinemas and so on. For the Contactless Feature acceptance merchant list, please visit www.visa.com.hk or www.mastercard.com/hk.

The Contactless platform is developed based on secure EMV chip technology, which provides both data protection and transaction security via the use of keys and the latest encryption technology. Contactless Feature transactions are processed through the same reliable payment network as EMV chip transactions.

Same as other Standard Chartered credit cards without Contactless Feature, you are liable for all transactions made using a credit card and must comply with all security procedures set out in our banking agreement. You must report mistaken or unauthorised transactions as soon as possible. If your credit card is lost or stolen, provided that you have not acted fraudulently or with gross negligence and you have complied with the procedures set out in the Security Procedures section in our Client Terms, then you are liable for the use of the credit card before we receive notification regarding the lost or stolen card but your liability is limited to HK$500.

You can use Contactless Feature for purchases under HK$1,000^# per transaction. There is no need to swipe your card at the magnetic stripe reader, insert it to any chip terminal, nor authorise the transaction with your signature or PIN. You only need to wave your card on the card reader showing this   symbol to complete the transaction.

This symbol on your card indicates your card has Contactless Feature.

No, Contactless Feature is designed to ensure that the cardholder is always in control. The retailer must first enter the purchase amount for approval and your card has to be held in a close proximity to the card reader (within 4cm) in order for a transaction to take place. Terminals can only process one payment transaction at a time.