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Board Rates

As at 16 October 2025

HKD | USD | CNY | AUD | CAD | CHF | EUR | GBP | JPY | NZD | SGD

 

Hong Kong Dollar Deposit Rates (HKD)
 

Savings Deposit Rates (interest rate per annum)

Deposit AmountAnnual Interest Rate
HK$1 – HK$149,9990.125%
HK$150,000 – HK$499,9990.125%
HK$500,000 or above0.125%

Note:

The above Savings Deposit Rates will be determined by Standard Chartered Bank (Hong Kong) Limited from time to time.

The above information is for reference only.

Sustainable Savings Rates (interest rate per annum)

Deposit Amount

Annual Interest Rate

HK$1 – HK$200,0000.125%
Above HK$200,0000.125% (refer to Savings Deposit Rates)

Note:

The above Sustainable Savings Deposit Rates will be determined by Standard Chartered Bank (Hong Kong) Limited from time to time.

The above information is for reference only.

Time Deposit Rates (interest rate per annum)

Deposit period

HK$10,000 to
HK$29,999

HK$30,000 to
HK$99,999

HK$100,000 to
HK$499,999

HK$500,000 to
HK$999,999

HK$1,000,000 to
HK$1,999,999

HK$2,000,000 to
HK$4,999,999

HK$5,000,000 or
above

7 days0.375%0.375%0.375%0.375%0.375%0.375%0.375%
14 days0.375%0.375%0.375%0.375%0.375%0.375%0.375%
1 month0.375%0.375%0.375%0.375%0.375%0.375%0.375%
2 months0.375%0.375%0.375%0.375%0.375%0.375%0.375%
3 months0.400%0.400%0.400%0.400%0.400%0.400%0.400%
6 months0.400%0.400%0.400%0.400%0.400%0.400%0.400%
9 months0.425%0.425%0.425%0.425%0.425%0.425%0.425%
12 months0.425%0.425%0.425%0.425%0.425%0.425%0.425%

Note:

The time deposit interest rate is valid on the date as specified on the relevant promotion webpage only. The interest rates are for reference only and are not guaranteed. The Bank reserves the right to make any adjustment to the interest rates from time to time at its sole absolute discretion.

 

US Dollar Deposit Rates (USD)

 

Savings Deposit Rates (interest rate per annum)

Deposit Amount

Annual Interest Rate

USD1 – USD99,9990.125%
USD100,000 – USD499,9990.125%
USD500,000 or above0.125%

 Note:

The above Savings Deposit Rates will be determined by Standard Chartered Bank (Hong Kong) Limited from time to time.

The above information is for reference only.

Sustainable Savings Rates (interest rate per annum)

Deposit Amount

Annual Interest Rate

USD1 – USD25,0000.125%
Above USD25,0000.125%  (refer to Savings Deposit Rates)

 Note:

The above Sustainable Savings Deposit Rates will be determined by Standard Chartered Bank (Hong Kong) Limited from time to time.

The above information is for reference only.

Time Deposit Rates (interest rate per annum)

Deposit period

USD2,000 to
USD49,999

USD50,000 to
USD499,999

USD500,000 to
USD999,999

USD1,000,000 or
above

7 days0.50%0.50%0.50%0.50%
14 days0.50%0.50%0.50%0.50%
1 month0.50%0.50%0.50%0.50%
2 months0.50%0.50%0.50%0.50%
3 months0.525%0.525%0.525%0.525%
6 months0.55%0.55%0.55%0.55%
12 months0.60%0.60%0.60%0.60%

Note:

The time deposit interest rate is valid on the date as specified on the relevant promotion webpage only. The interest rates are for reference only and are not guaranteed. The Bank reserves the right to make any adjustment to the interest rates from time to time at its sole absolute discretion.

 

Renminbi Deposit Rates (CNY)

 

Savings Deposit Rates (interest rate per annum)

Deposit AmountAnnual Interest Rate
CAD1 – CAD109,9990.001%
CAD110,000 – CAD549,9990.001%
CAD550,000 or above0.001%

Note:

The above Savings Deposit Rates will be determined by Standard Chartered Bank (Hong Kong) Limited from time to time.

The above information is for reference only.

Sustainable Savings Rates (interest rate per annum)

Deposit Amount

Annual Interest Rate

CNY1 – CNY200,0000.10%
Above CNY200,0000.10% (refer to Savings Deposit Rates)

Note:

The above Sustainable Savings Deposit Rates will be determined by Standard Chartered Bank (Hong Kong) Limited from time to time.

The above information is for reference only.

Time Deposit Rates (interest rate per annum)

Deposit period

CAD2,000 to
CAD99,999

CAD100,000 to
CAD999,999

CAD1,000,000 to
CAD1,999,999

CAD2,000,000 or
above

7 days0.01%0.01%0.01%0.01%
14 days0.01%0.01%0.01%0.01%
1 month0.01%0.01%0.01%0.01%
2 months0.01%0.01%0.01%0.01%
3 months0.01%0.01%0.01%0.01%
6 months0.03%0.03%0.03%0.03%
12 months0.10%0.10%0.10%0.10%

Note:

The time deposit interest rate is valid on the date as specified on the relevant promotion webpage only. The interest rates are for reference only and are not guaranteed. The Bank reserves the right to make any adjustment to the interest rates from time to time at its sole absolute discretion.

 

Australian Dollar Deposit Rates (AUD)

 

Savings Deposit Rates (interest rate per annum)

Deposit AmountAnnual Interest Rate
AUD1 – AUD119,9990.001%
AUD120,000 – AUD629,9990.001%
AUD630,000 or above0.001%

Note:

The above Savings Deposit Rates will be determined by Standard Chartered Bank (Hong Kong) Limited from time to time.

The above information is for reference only.

Time Deposit Rates (interest rate per annum)

Deposit period

AUD2,000 to
AUD99,999

AUD100,000 to
AUD999,999

AUD1,000,000 to
AUD1,999,999

AUD2,000,000 or
above

7 days0.001%0.001%0.001%0.001%
14 days0.001%0.001%0.001%0.001%
1 month0.001%0.001%0.001%0.001%
2 months0.001%0.001%0.001%0.001%
3 months0.001%0.001%0.001%0.001%
6 months0.001%0.001%0.001%0.001%
12 months0.001%0.001%0.001%0.001%

 

Note:

The time deposit interest rate is valid on the date as specified on the relevant promotion webpage only. The interest rates are for reference only and are not guaranteed. The Bank reserves the right to make any adjustment to the interest rates from time to time at its sole absolute discretion.

 

Canadian Dollar Deposit Rates (CAD)

 

Savings Deposit Rates (interest rate per annum)

Deposit AmountAnnual Interest Rate
CAD1 – CAD109,9990.001%
CAD110,000 – CAD549,9990.001%
CAD550,000 or above0.001%

Note:

The above Savings Deposit Rates will be determined by Standard Chartered Bank (Hong Kong) Limited from time to time.

The above information is for reference only.

Time Deposit Rates (interest rate per annum)

Deposit period

CAD2,000 to
CAD99,999

CAD100,000 to
CAD999,999

CAD1,000,000 to
CAD1,999,999

CAD2,000,000 or
above

7 days0.01%0.01%0.01%0.01%
14 days0.01%0.01%0.01%0.01%
1 month0.01%0.01%0.01%0.01%
2 months0.01%0.01%0.01%0.01%
3 months0.01%0.01%0.01%0.01%
6 months0.03%0.03%0.03%0.03%
12 months0.10%0.10%0.10%0.10%

Note:

The time deposit interest rate is valid on the date as specified on the relevant promotion webpage only. The interest rates are for reference only and are not guaranteed. The Bank reserves the right to make any adjustment to the interest rates from time to time at its sole absolute discretion.

 

Swiss Franc Deposit Rates (CHF)

 

Savings  Deposit Rates (interest rate per annum)

Deposit AmountAnnual Interest Rate
CHF1 – CHF129,9990.00001%
CHF130,000 – CHF639,9990.00001%
CHF640,000 or above0.00001%

Note:

The above Savings Deposit Rates will be determined by Standard Chartered Bank (Hong Kong) Limited from time to time.

The above information is for reference only.

Time Deposit Rates (interest rate per annum)

Deposit period

CHF2,000 to
CHF9,999

CHF10,000 to
CHF99,999

CHF100,000 to
CHF999,999

CHF1,000,000 to
CHF1,999,999

CHF2,000,000 or
above

7 days0.00001%0.00001%0.00001%0.00001%0.00001%
14 days0.00001%0.00001%0.00001%0.00001%0.00001%
1 month0.00001%0.00001%0.00001%0.00001%0.00001%
2 months0.00001%0.00001%0.00001%0.00001%0.00001%
3 months0.00001%0.00001%0.00001%0.00001%0.00001%
6 months0.00001%0.00001%0.00001%0.00001%0.00001%
12 months0.00001%0.00001%0.00001%0.00001%0.00001%

Note:

The time deposit interest rate is valid on the date as specified on the relevant promotion webpage only. The interest rates are for reference only and are not guaranteed. The Bank reserves the right to make any adjustment to the interest rates from time to time at its sole absolute discretion.

 

Euro Deposit Rates (EUR)

 

Savings Deposit Rates (interest rate per annum)

Deposit AmountAnnual Interest Rate
EUR1 – EUR72,9990.001%
EUR73,000 – EUR359,9990.001%
EUR360,000 or above0.001%

Note:

The above Savings Deposit Rates will be determined by Standard Chartered Bank (Hong Kong) Limited from time to time.

The above information is for reference only.

Time Deposit Rates (interest rate per annum)

Deposit period

EUR2,000 to
EUR49,999

EUR50,000 to
EUR499,999

EUR500,000 to
EUR999,999

EUR1,000,000 or
above

7 days0.00001%0.00001%0.00001%0.00001%
14 days0.00001%0.00001%0.00001%0.00001%
1 month0.00001%0.00001%0.00001%0.00001%
2 months0.00001%0.00001%0.00001%0.00001%
3 months0.00001%0.00001%0.00001%0.00001%
6 months0.00001%0.00001%0.00001%0.00001%
12 months0.00001%0.00001%0.00001%0.00001%

Note:

The time deposit interest rate is valid on the date as specified on the relevant promotion webpage only. The interest rates are for reference only and are not guaranteed. The Bank reserves the right to make any adjustment to the interest rates from time to time at its sole absolute discretion.

 

Sterling Pound Deposit Rates (GBP)

 

Savings Deposit Rates (interest rate per annum)

Deposit AmountAnnual Interest Rate
GBP1 – GBP49,9990.001%
GBP50,000 – GBP249,9990.001%
GBP250,000 or above0.001%

Note:

The above Savings Deposit Rates will be determined by Standard Chartered Bank (Hong Kong) Limited from time to time.

The above information is for reference only.

Time Deposit Rates (interest rate per annum)

Deposit period

GBP2,000 to
GBP49,999

GBP50,000 to
GBP499,999

GBP500,000 to
GBP999,999

GBP1,000,000 or
above

7 days0.001%0.001%0.001%0.001%
14 days0.001%0.001%0.001%0.001%
1 month0.001%0.001%0.001%0.001%
2 months0.001%0.001%0.001%0.001%
3 months0.001%0.001%0.001%0.001%
6 months0.001%0.001%0.001%0.001%
12 months0.001%0.001%0.001%0.001%

Note:

The time deposit interest rate is valid on the date as specified on the relevant promotion webpage only. The interest rates are for reference only and are not guaranteed. The Bank reserves the right to make any adjustment to the interest rates from time to time at its sole absolute discretion.

 

Japanese Yen Deposit Rates (JPY)

 

 Savings Deposit Rates (interest rate per annum)

Deposit AmountAnnual Interest Rate
JPY1 – JPY12,999,9990.001%
JPY13,000,000 – JPY64,999,9990.001%
JPY65,000,000 or above0.001%

Note:

The above Savings Deposit Rates will be determined by Standard Chartered Bank (Hong Kong) Limited from time to time.

The above information is for reference only.

Time Deposit Rates (interest rate per annum)

Deposit period

JPY200,000 to
JPY9,999,999

JPY10,000,000 to
JPY99,999,999

JPY100,000,000 to
JPY199,999,999

JPY200,000,000 or
above

7 days0.00001%0.00001%0.00001%0.00001%
14 days0.00001%0.00001%0.00001%0.00001%
1 month0.00001%0.00001%0.00001%0.00001%
2 months0.00001%0.00001%0.00001%0.00001%
3 months0.00001%0.00001%0.00001%0.00001%
6 months0.00001%0.00001%0.00001%0.00001%
12 months0.00001%0.00001%0.00001%0.00001%

Note:

The time deposit interest rate is valid on the date as specified on the relevant promotion webpage only. The interest rates are for reference only and are not guaranteed. The Bank reserves the right to make any adjustment to the interest rates from time to time at its sole absolute discretion.

 

New Zealand Dollar Deposit Rates (NZD)

 

Savings  Deposit Rates (interest rate per annum)

Deposit rateAnnual Interest Rate
NZD1 – NZD159,9990.001%
NZD160,000 – NZD799,9990.001%
NZD800,000 or above0.001%

Note:

The above Savings Deposit Rates will be determined by Standard Chartered Bank (Hong Kong) Limited from time to time.

The above information is for reference only.

Time Deposit Rates (interest rate per annum)

Deposit period

NZD2,000 to
NZD99,999

NZD100,000 to
NZD999,999

NZD1,000,000 to
NZD1,999,999

NZD2,000,000 or
above

7 days0.001%0.001%0.001%0.001%
14 days0.001%0.001%0.001%0.001%
1 month0.001%0.001%0.001%0.001%
2 months0.001%0.001%0.001%0.001%
3 months0.001%0.001%0.001%0.001%
6 months0.001%0.001%0.001%0.001%
12 months0.001%0.001%0.001%0.001%

Note:

The time deposit interest rate is valid on the date as specified on the relevant promotion webpage only. The interest rates are for reference only and are not guaranteed. The Bank reserves the right to make any adjustment to the interest rates from time to time at its sole absolute discretion.

 

Singapore Dollar Deposit Rates (SGD)

 

Savings  Deposits Rates (interest rate per annum)

Deposit AmountAnnual Interest Rate
SGD1 – SGD99,9990.001%
SGD100,000 – SGD499,9990.001%
SGD500,000 or above0.001%
Note:
1.The above Savings Deposit Rates will be determined by Standard Chartered Bank (Hong Kong) Limited from time to time.
2.The above information is for reference only.
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