Straight2Bank
MAIN USAGE
| MAXIMUM DAILY LIMIT
| MAXIMUM ANNUAL LIMIT
(FROM 1 Jan TO 31 Dec)
|
|---|---|---|
| Transfer-in* | RMB 10,000 | RMB 200,000 |
| Spending, spending bound to third-party payment, bill payments | RMB 10,000 | RMB 200,000 |
CONNECT TO THE MAINLAND WITH "GREATER BAY AREA CROSS BORDER WITNESSING SERVICE" BY STANDARD CHARTERED HONG KONG
Through our “Greater Bay Area Cross Border Witnessing Service”, Hong Kong residents can now visit any Standard Chartered Hong Kong branches to open the Type II Account of Standard Chartered Bank (China) Limited.
* Greater Bay Area Cross Border Witnessing Service enables Hong Kong residents to open a Standard Chartered Bank (China) Limited “Personal Type II Bank Account” (“Type II Account”) through the Witnessing Service for Account Opening offered by Standard Chartered Hong Kong. This is currently available in Standard Chartered China branches and sub-branches in Guangzhou, Shenzhen, Zhuhai, Foshan in the Greater Bay Area of the Mainland (excluding other cities branch).
EMBRACE DIGITAL INTELLIGENCE FOR UNMATCHED CONVENIENCE
Convenience: Link your account with mainstream mobile payment applications* in the Mainland for easy spending and travel
Security: Transaction limits are set for the account, adding extra protection
*Third-party payment can be used for consumption and payment only, and the transaction amount is subject to daily/annual limits. It supports mainstream mobile payment applications in the Mainland (e.g., WeChat, Alipay)
SEAMLESS ACCOUNT OPENING
1. Existing clients of Standard Chartered Hong Kong can bring your Hong Kong Permanent Identity Card, a valid Mainland identification document such as Mainland Travel Permit, and a self-owned Mainland China or Hong Kong mobile number to any Standard Chartered Hong Kong branches.
2. Upon receiving the notification of successful account opening within a few working days, you can activate the account via Online Banking.
3. After activating your account, you can transfer RMB from your Standard Chartered Hong Kong account to your new Type II Account by remittance via Mobile Banking and SC Mobile*.
*Priority Private and Priority Banking clients will be entitled to a zero service fee (not including correspondent bank’s charges) for cross-border and overseas remittance via Online Banking and SC Mobile. For other clients, please refer to the Outward Remittance section of our latest service charge booklet.
* Only applicable to transfer-in from Standard Chartered Hong Kong bank account under the same name, and the remittance to Type II Account is subject to a daily limit of RMB 10,000.
Only upon account closure, the remaining balance of Type II Account can be remitted back to Standard Chartered Hong Kong bank account under the same name.
Except for the above circumstance, Type II Account does not support remittances to / from domestic banks, cash deposits or withdrawals.
Eligibility & Steps to apply
- Applicants have to be existing clients of Standard Chartered Hong Kong , aged 18 years old or above, hold a valid Hong Kong Permanent Identity Card, a valid Mainland identification document such as Mainland Travel Permit for Hong Kong and Macao residents, and a Mainland China or Hong Kong mobile number
- Visit any Standard Chartered Hong Kong branches and complete the procedures of account opening witnessing services for a Mainland account
- Upon successful account opening, applicants will receive SMS and email notifications. Applicants may follow the instructions to register for Online Banking and activate the virtual debit card.
- Clients can remit funds to their Type II Account from their Standard Chartered Hong Kong account.
- Clients can link the Type II Account to the mainstream mobile payment applications in the Mainland and enjoy the convenience of mobile payment
Consultation and complaint hotline
Thank you for your support to Standard Chartered Bank, we are always looking forward to hearing your feedback
Greater Bay Area Cross Border Witnessing Service Hotline: (852)2886-6288
Inquiry Telephone Number from China: 956083 / (0755) 33382730;
Calling from Hong Kong, Macao, Taiwan & oversea: (86-755) 956083 / (86-755) 33382730
If you have any complaints or suggestions, please call the Standard Chartered Customer Hotline: (852)2282-6099
Subject to terms and conditions
Standard Chartered Bank (China) Limited (“SCB China”) was established in Mainland China and is a subsidiary of Standard Chartered Bank (Hong Kong) Limited (“SCB Hong Kong”). SCB China is not an authorized institution in Hong Kong under the “Banking Ordinance” and is not subject to the supervision of the Hong Kong Monetary Authority. SCB China cannot carry on banking business or take deposits in Hong Kong. Any deposits in the SCB China are protected by the “Deposit Insurance Regulations of the People’s Republic of China” and not protected by Hong Kong’s Deposit Protection Scheme. Standard Chartered is one of the oldest international banks in China, with our first branch in Shanghai set up in 1858 and continuous operations thereafter. We were among the first batch of international banks locally incorporated in China in April 2007. As of 31 December 2024, Standard Chartered China’s paid-up capital was RMB10.7 billion, with reserve RMB19.5 billion.
