Disclaimer

Standard Chartered Bank (Hong Kong) Limited (the “Bank”) is appointed by each of Allianz Global Corporate & Specialty SE Hong Kong Branch (“Allianz”) and Prudential Hong Kong Limited (a member of Prudential plc group) (“Prudential”) as its insurance agent in respect of General Insurance and Life Insurance respectively. To the extent permissible by law, the Bank shall not be liable to any person for the use of any of the above information. If you are interested to know about other insurance products, please visit any of the branches for further information.

All General Insurance plans are underwritten by Allianz which is a general insurer authorized and regulated by the Insurance Authority of Hong Kong Special Administrative Region (“Hong Kong”).

All Life Insurance products are underwritten by Prudential which is regulated and authorized to carry on long term business in Hong Kong under the Insurance Ordinance. This webpage is intended to be valid in Hong Kong only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Hong Kong. If any Product is offered/sold by Prudential and Standard Chartered in any place in which such offering or sale is illegal (under the laws of such place), such offering or sale shall neither be effective nor valid. To the extent permissible by law, the Bank shall not be liable to any person for the use of any of the above information.This webpage does not constitute a contract of insurance or an offer, invitations or recommendation to any person to enter into any contract of insurance or any transaction described therein or any similar transaction.

The above information is intended as a general summary. It is for reference only and is not an offer for subscription of any insurance product. The policy may contain Terms and Conditions which are not detailed in the above. If there is any discrepancy between the information contained in the above and the Terms of the policy, the Terms of the policy shall prevail. For exact Terms and Conditions and details of the exclusions, please refer to the relevant policy or contact Allianz/Prudential for relevant product.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Standard Chartered Bank (Hong Kong) Limited and the customer out of the selling process or processing of the related transaction, Standard Chartered Bank (Hong Kong) Limited will enter into a Financial Dispute Resolution Scheme process with the customer; however, any dispute over the contractual terms of the product should be resolved directly between Allianz/Prudential and the customer for relevant product.