Straight2Bank
Allianz Accident Protect
From now till 31 December 2025, enjoy 20% discount on the first year premium upon successful application for Allianz Health Plan Series
Accident Death Benefit
Up to HK$1,500,000 cash payment.
Medical & Surgical Expenses
In addition to the Accidental Death Coverage, Allianz will also indemnify for medical expenses incurred by the Insured Person as a result of an accident, including Chinese bonesetter expenses by a registered Traditional Chinese Medicine (TCM) Practitioner.
Mobility Aids and Home Modification Benefit
Any mobility aids (including wheelchair and walking aids) prescribed by the medical practitioner and any home modifications of your residence for coping with the permanent disablement will be covered.
No Claims Premium Refund Bonus
Policyholder can enjoy 30% premium refund if there is no claim record in each and every 36 months.
Notes: Allianz Accident Protect plan is underwritten by Allianz. The Bank is an insurance agent appointed by Allianz.
Benefits
COVER | LIMIT OF LIABILITY (HK$) | ||||
|---|---|---|---|---|---|
| Silver | Gold | Platinum | Child | ||
| 1. | Accidental Death | 500,000 | 1,000,000 | 1,500,000 | 100,000 |
| 2. | Total Permanent Disability & Partial Permanent Disability | ||||
| 3. | Double Indemnity (Accidental Death on Public Transport Service) | 1,000,000 | 2,000,000 | 3,000,000 | 200,000 |
| 4. | Medical & Surgical Expenses (per accident) | 15,000 | 25,000 | 35,000 | 15,000 |
| 5. | Chinese Bonesetter Expenses (per accident: capped at HK$150 per consultation per day) | 600 | 1,200 | 1,800 | 600 |
| 6. | Mobility Aids and Home Modification Benefit (per accident) | 50,000 | 100,000 | 150,000 | 50,000 |
- Anyone aged between 18 and 65 years old (both ages inclusive); renewal up to 80 years old.
- Child from the age of 30 days to 18 years old or 24 years old for those registered as full time students at an Educational Institution.
- Policyholder must hold a Hong Kong Identity Card.
- Any policy with policy inception date on or after 1 January 2018 is subject to the insurance levy. The premiums stated in the above tables are exclusive of levy collected by the Insurance Authority on relevant policy at the applicable rate. For further information, please visit www.agcs.allianz.com/global-offices/hong-kong/levy-notice.html or contact Allianz Customer Service Hotline (852) 8100 2402.
Major Exclusions
- Pre-existing Conditions are not covered by this Policy.
- Any death or Injury directly or indirectly caused during work for certain occupations such as police, construction worker or professional sportsman are not covered by this Policy. For the full list of exclusions, please refer to the Policy Wordings.
Disclaimer and Important Notes
The above plan is underwritten by Allianz Global Corporate & Specialty SE (incorporated in the Federal Republic of Germany with limited liabilities) Hong Kong Branch ("Allianz") which is a general insurer authorized and regulated by the Insurance Authority of Hong Kong. Standard Chartered Bank (Hong Kong) Limited is an insurance agent appointed by Allianz. To the extent permissible by law, Standard Chartered Bank (Hong Kong) Limited shall not be liable to any person for the use of any of the above information.
The above plan, offered by Allianz, is only available for subscription by residents of the HKSAR, subject to the relevant Terms and Conditions.
The above information is intended as a general summary. It is for reference only and is not an offer for subscription of any insurance product. The policy may contain Terms and Conditions which are not detailed in the above. If there is any discrepancy between the information contained in the above and the Terms of the policy, the Terms of the policy shall prevail. For exact Terms and Conditions and details of the exclusions, please refer to the relevant policy or contact Allianz.
The material and information contained on this Web Site is provided for general information only and should not be used as a basis for making business decisions. Any advice or information received via this Web Site should not be relied upon without consulting primary or more accurate or more up-to-date sources of information or specific professional advice. You are recommended to obtain such professional advice where appropriate.
In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Standard Chartered Bank (Hong Kong) Limited and the customer out of the selling process or processing of the related transaction, Standard Chartered Bank (Hong Kong) Limited will enter into a Financial Dispute Resolution Scheme process with the customer; however, any dispute over the contractual terms of the product should be resolved directly between Allianz and the customer.
