Straight2Bank
Cancer Protect
From now till 31 December 2025, enjoy 20% discount on the first year premium upon successful application for Allianz Health Plan Series
Carcinoma-in-situ Benefit or Less Severe Cancer Benefit
A lump sum benefit of up to HK$360,000 will be payable if the Insured Person is diagnosed with Carcinoma-in-situ or Less Severe Cancer.
Major Cancer Benefit
A lump sum benefit of up to HK$1,200,000 less any amount which has already been paid or is payable on account of any claims made for Carcinoma-in-situ or Less Severe Cancer Benefit, whether during the current or preceding Period of Insurance, will be payable if the Insured Person is diagnosed with Major Cancers. If the Insured Person is diagnosed with at least stage III of Major Cancers, a benefit up to HK$120,000 will be payable in one single payment.
Monthly Income Benefit
Up to HK$12,000 per month (up to 12 months) will be payable if the Insured Person is diagnosed with Major Cancer.
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Notes: Allianz Cancer Protect plan is underwritten by Allianz. The Bank is an insurance agent appointed by Allianz.
Benefits
| BENEFIT LIMIT (HK$) | |||||
|---|---|---|---|---|---|
| Cover | Essential | Silver | Gold | Platinum | |
| 1. | Major Cancer Benefit (less any amount which has already been paid or is payable on account of any claims made for Carcinoma-in-situ Benefit or Less Severe Cancer Benefit) | 200,000 | 400,000 | 800,000 | 1,200,000 |
| 2. | Carcinoma-in-situ Benefit or Less Severe Cancer Benefit (maximum of 2 claims) | 60,000 per claim | 120,000 per claim | 240,000 per claim | 360,000 per claim |
| 3. | Monthly Income Benefit (applicable if the Major Cancer Benefit is payable, monthly payment up to 12 months) | 2,000 per month | 4,000 per month | 8,000 per month | 12,000 per month |
| 4. | Advanced Cancer Treatment Benefit (applicable if the Major Cancer Benefit is payable) | 20,000 | 40,000 | 80,000 | 120,000 |
- Anyone aged between 18 and 65 years old (both ages inclusive); renewal up to 79 years old.
- Child from the age of 30 days to 18 years old or 24 years old for those registered as full time students at an Educational Institution.
- Policyholder and Insured Persons must be Hong Kong residents.
Exclusions
No benefit shall be payable under this Policy if the Insured Person is diagnosed with the Major Cancer, Carcinoma-in-situ or Less Severe Cancer which:
- is a Pre-existing Condition; or
- is related to Acquired Immune Deficiency Syndrome (AIDS), AIDS Related Complex (ARC) or infection by Human Immunodeficiency Virus (HIV); or
- of which signs or symptoms or any medical advice or treatment received, in the opinion of the Company, first occurred within the first ninety (90) days from the Policy Effective Date; or
- is caused directly or indirectly by the taking of drugs (except under the written prescription of a Medical Practitioner), the taking of poison; or
- arises because of failure to seek or follow medical advice; or
- is caused directly or indirectly by chemical warfare agents, atomic explosion, nuclear fission or radioactive gas.
Further, no benefit shall be payable under this Policy if the Insured Person does not survive for fourteen (14) days from the Date of Diagnosis of Major Cancer, Carcinoma-in-situ or Less Severe Cancer. For the avoidance of doubt, such fourteen (14) days’ period need not be within the Period of Insurance.
Please refer to the policy wording for the full exclusion items and detailed terms and conditions.
Disclaimer and Important Notes
The above plan is underwritten by Allianz Global Corporate & Specialty SE (incorporated in the Federal Republic of Germany with limited liabilities) Hong Kong Branch (“Allianz”) which is a general insurer authorized and regulated by the Insurance Authority of Hong Kong. Standard Chartered Bank (Hong Kong) Limited is an insurance agent appointed by Allianz (Licensed Insurance Agency FA1239). To the extent permissible by law, Standard Chartered Bank (Hong Kong) Limited shall not be liable to any person for the use of any of the above information.
The above plan, offered by Allianz, is only available for subscription by residents of the HKSAR, subject to the relevant Terms and Conditions.
The above information is intended as a general summary. It is for reference only and is not an offer for subscription of any insurance product. The policy may contain Terms and Conditions which are not detailed in the above. If there is any discrepancy between the information contained in the above and the Terms of the policy, the Terms of the policy shall prevail. For exact Terms and Conditions and details of the exclusions, please refer to the relevant policy or contact Allianz.
The material and information contained on this Web Site is provided for general information only and should not be used as a basis for making business decisions. Any advice or information received via this Web Site should not be relied upon without consulting primary or more accurate or more up-to-date sources of information or specific professional advice. You are recommended to obtain such professional advice where appropriate.
In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Standard Chartered Bank (Hong Kong) Limited and the customer out of the selling process or processing of the related transaction, Standard Chartered Bank (Hong Kong) Limited will enter into a Financial Dispute Resolution Scheme process with the customer; however, any dispute over the contractual terms of the product should be resolved directly between Allianz and the customer.
