Sources
1. Prudential “Longevity Resilience Survey” September 27, 2022
2. Average life expectancy data from the Census and Statistics Department of the HKSAR Government
3. Statistical Reports on the Consumer Price Index from the Census and Statistics Department of the HKSAR Government
4. 2021 Population Census: Key Findings from the Census and Statistics Department of the HKSAR Government
5. “Cancer Statistics in 2021.” Hong Kong Cancer Registry, Hospital Authority. Nov. 2023
6. Prudential “2022 Individual Life Claims Report”
7. “積金Secrets” by the Mandatory Provident Fund Schemes Authority (MPFA)
8. Hong Kong Investment Funds Association
9. Assumed example: The policyholder is a 50-year-old non-smoking male, mainly residing in Hong Kong, with a health rating of standard. After completing a financial needs analysis, he undertook a designated single premium whole life insurance place. All reference numbers are rounded for illustrative purposes. All prospective policyholders must complete a financial needs analysis and pass the underwriting process before determining the final approval result for insurance. The above example is for illustrative purposes only and has no sales purpose. All information about this example is subject to the terms and conditions of the policy contract and may change in the future.