1. The promotion period for this offer is from 1 July – 31 December 2025, both dates inclusive (“Promotion Period”).
2. Clients who have fulfilled all the requirements under clauses 2(a), 2(b), 2(c) and 2(d) respectively are eligible clients for the purpose of offers under Clause 2 (“Eligible Clients”).
   2a. (Only applicable to Welcome Offer)Client fulfilling all the following requirements during the Promotion Period will be eligible for HKD100 cash reward under the Welcome Offer:
   • Successfully complete Eligible Foreign Exchange Transaction; and
   • Green member of this Foreign Exchange platform; and
   • Accumulated Transaction Amount during the Promotion Period reaches a minimum of HKD10,000 or its equivalent.

   2b. (Only applicable to Cash Reward)

   Client fulfilling all the following requirements during the Promotion Period will be eligible for Cash Reward:

   • Successfully complete Eligible Foreign Exchange Transaction(s); and
   • Blue member and Silver member of this Foreign Exchange platform; and
   • Accumulated Transaction Amount during the Promotion Period reaches a minimum of HKD200,000 and HKD500,000 or its equivalent respectively.For offer details, please refer to “Cash Reward” page under “Membership Information”

   2c. Client fulfilling all the following requirements during the Promotion Period will be eligible for Platinum Exclusive:

   • Successfully complete Eligible Foreign Exchange Transaction; and
   • Platinum member of this Foreign Exchange platform; and
   • Accumulated Transaction Amount during the Promotion Period reaches a minimum of HKD30,000,000 or its equivalent. For offer details, please refer to “Platinum Exclusive” page under “Membership Information”.
3. During the Promotion Period,i. Client can enjoy Welcome Offer and Cash Reward once each if upgraded from Green to Silver Member;ii Client can enjoy Welcome Offer and Gold Privilege once each if upgraded from Green to Gold Member.iii Client can enjoy Welcome Offer and Platinum Exclusive once each if upgraded from Green to Platinum Member.
4. The cash rebate will be credited to Eligible Clients’ HKD account either in sole name or joint names, in the following sequence: 1) Integrated Deposits Account, 2) Statement Savings, 3) Passbook Savings or 4) Current Account on or before 31 August 2025. If Eligible Clients have more than one account under the same account type, the Bank will select the one with the earliest account opening date.
5. The HKD account mentioned in clause 4 must still be valid at the time when the cash rebate is credited, otherwise the credit of the cash reward will be forfeited.

Terms and Conditions for Preferential Time Deposit Interest Rate to Platinum Member of this FX Membership Program

1. Preferential Time Deposit Interest Rate (the “Offer”) is applicable to Platinum Members of this FX Membership Program (the “Eligible Clients”).
2. Eligible Clients can enjoy the Offer by making eligible Foreign Exchange transactions of Designated Currency through this Foreign Exchange platform and placing the foreign exchange fund to 1-week or 2-week time deposit on the same day (or the next business day).
3. The time deposit amount must be equal or less than the foreign exchange fund and in the range of HKD100,000 to HKD20,000,000 (or other Designated Currency equivalent). The currency exchange and time deposit shall be under the same-name accounts under Eligible Clients maintained with the Bank.
4. The interest rates for Time Deposit are subject to revision, as per prevailing market conditions.
5. Eligible Clients can enjoy the Offer more than once. The Offer cannot be used in conjunction with any other FX offers or time deposit interest rate offers.

1. The promotion period for this offer is from 1 July – 31 December 2025, both dates inclusive (“Promotion Period”).
2. Clients who have fulfilled all the requirements under clauses 2(a), 2(b), 2(c) and 2(d) respectively are eligible clients for the purpose of offers under Clause 2 (“Eligible Clients”).
   2a. (Only applicable to Welcome Offer)Client fulfilling all the following requirements during the Promotion Period will be eligible for HKD100 cash reward under the Welcome Offer:
   • Successfully complete Eligible Foreign Exchange Transaction; and
   • Green member of this Foreign Exchange platform; and
   • Accumulated Transaction Amount during the Promotion Period reaches a minimum of HKD10,000 or its equivalent.

   2b. (Only applicable to Cash Reward)

   Client fulfilling all the following requirements during the Promotion Period will be eligible for Cash Reward:

   • Successfully complete Eligible Foreign Exchange Transaction(s); and
   • Blue member and Silver member of this Foreign Exchange platform; and
   • Accumulated Transaction Amount during the Promotion Period reaches a minimum of HKD200,000 and HKD500,000 or its equivalent respectively.For offer details, please refer to “Cash Reward” page under “Membership Information”

   2c. Client fulfilling all the following requirements during the Promotion Period will be eligible for Platinum Exclusive:

   • Successfully complete Eligible Foreign Exchange Transaction; and
   • Platinum member of this Foreign Exchange platform; and
   • Accumulated Transaction Amount during the Promotion Period reaches a minimum of HKD30,000,000 or its equivalent. For offer details, please refer to “Platinum Exclusive” page under “Membership Information”.
3. During the Promotion Period,i. Client can enjoy Welcome Offer and Cash Reward once each if upgraded from Green to Silver Member;ii Client can enjoy Welcome Offer and Gold Privilege once each if upgraded from Green to Gold Member.iii Client can enjoy Welcome Offer and Platinum Exclusive once each if upgraded from Green to Platinum Member.
4. The cash rebate will be credited to Eligible Clients’ HKD account either in sole name or joint names, in the following sequence: 1) Integrated Deposits Account, 2) Statement Savings, 3) Passbook Savings or 4) Current Account on or before 31 August 2025. If Eligible Clients have more than one account under the same account type, the Bank will select the one with the earliest account opening date.
5. The HKD account mentioned in clause 4 must still be valid at the time when the cash rebate is credited, otherwise the credit of the cash reward will be forfeited.

Terms and Conditions for Preferential Time Deposit Interest Rate to Platinum Member of this FX Membership Program

1. Preferential Time Deposit Interest Rate (the “Offer”) is applicable to Platinum Members of this FX Membership Program (the “Eligible Clients”).
2. Eligible Clients can enjoy the Offer by making eligible Foreign Exchange transactions of Designated Currency through this Foreign Exchange platform and placing the foreign exchange fund to 1-week or 2-week time deposit on the same day (or the next business day).
3. The time deposit amount must be equal or less than the foreign exchange fund and in the range of HKD100,000 to HKD20,000,000 (or other Designated Currency equivalent). The currency exchange and time deposit shall be under the same-name accounts under Eligible Clients maintained with the Bank.
4. The interest rates for Time Deposit are subject to revision, as per prevailing market conditions.
5. Eligible Clients can enjoy the Offer more than once. The Offer cannot be used in conjunction with any other FX offers or time deposit interest rate offers.

1. The promotion period for this offer is from 1 July – 31 December 2025, both dates inclusive (“Promotion Period”).
2. Clients who have fulfilled all the requirements under clauses 2(a), 2(b), 2(c) and 2(d) respectively are eligible clients for the purpose of offers under Clause 2 (“Eligible Clients”).
   2a. (Only applicable to Welcome Offer)Client fulfilling all the following requirements during the Promotion Period will be eligible for HKD100 cash reward under the Welcome Offer:
   • Successfully complete Eligible Foreign Exchange Transaction; and
   • Green member of this Foreign Exchange platform; and
   • Accumulated Transaction Amount during the Promotion Period reaches a minimum of HKD10,000 or its equivalent.

   2b. (Only applicable to Cash Reward)

   Client fulfilling all the following requirements during the Promotion Period will be eligible for Cash Reward:

   • Successfully complete Eligible Foreign Exchange Transaction(s); and
   • Blue member and Silver member of this Foreign Exchange platform; and
   • Accumulated Transaction Amount during the Promotion Period reaches a minimum of HKD200,000 and HKD500,000 or its equivalent respectively.For offer details, please refer to “Cash Reward” page under “Membership Information”

   2c. Client fulfilling all the following requirements during the Promotion Period will be eligible for Platinum Exclusive:

   • Successfully complete Eligible Foreign Exchange Transaction; and
   • Platinum member of this Foreign Exchange platform; and
   • Accumulated Transaction Amount during the Promotion Period reaches a minimum of HKD30,000,000 or its equivalent. For offer details, please refer to “Platinum Exclusive” page under “Membership Information”.
3. During the Promotion Period,i. Client can enjoy Welcome Offer and Cash Reward once each if upgraded from Green to Silver Member;ii Client can enjoy Welcome Offer and Gold Privilege once each if upgraded from Green to Gold Member.iii Client can enjoy Welcome Offer and Platinum Exclusive once each if upgraded from Green to Platinum Member.
4. The cash rebate will be credited to Eligible Clients’ HKD account either in sole name or joint names, in the following sequence: 1) Integrated Deposits Account, 2) Statement Savings, 3) Passbook Savings or 4) Current Account on or before 31 August 2025. If Eligible Clients have more than one account under the same account type, the Bank will select the one with the earliest account opening date.
5. The HKD account mentioned in clause 4 must still be valid at the time when the cash rebate is credited, otherwise the credit of the cash reward will be forfeited.

Terms and Conditions for Preferential Time Deposit Interest Rate to Platinum Member of this FX Membership Program

1. Preferential Time Deposit Interest Rate (the “Offer”) is applicable to Platinum Members of this FX Membership Program (the “Eligible Clients”).
2. Eligible Clients can enjoy the Offer by making eligible Foreign Exchange transactions of Designated Currency through this Foreign Exchange platform and placing the foreign exchange fund to 1-week or 2-week time deposit on the same day (or the next business day).
3. The time deposit amount must be equal or less than the foreign exchange fund and in the range of HKD100,000 to HKD20,000,000 (or other Designated Currency equivalent). The currency exchange and time deposit shall be under the same-name accounts under Eligible Clients maintained with the Bank.
4. The interest rates for Time Deposit are subject to revision, as per prevailing market conditions.
5. Eligible Clients can enjoy the Offer more than once. The Offer cannot be used in conjunction with any other FX offers or time deposit interest rate offers.