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FX Welcome Offer

Enjoy HKD100 cash reward with accumulated transaction amount HKD 10,000 or above for any member who have not traded with the Bank before.

 

 

 

FX Cash Reward

Enjoy cash reward upon achieving the corresponding eligible accumulated transaction amount during the promotion period.

 

Eligible Accumulated Transaction Amount* (HKD equivalent)​

Cash Reward​

HKD20,000 – below HKD50,000​

HKD68​

HKD50,000 – below HKD100,000​

HKD88​

HKD100,000 – below HKD250,000​

HKD128​

HKD250,000 – below HKD1,000,000​

HKD228​

HKD1,000,000 – below HKD5,000,000​

HKD588​

HKD5,000,000 or above​

HKD1,688

 

* Accumulated FX transaction amount from 1 January – 31 March 2026, excluding foreign exchange transactions of USD/HKD currency pair. Also only transactions performed in digital channels are counted as Eligible accumulated transactions.​
​
Terms and conditions apply

FX Membership Program for New and Selected Clients

Depending on the accumulated transaction amount, clients will be upgraded to the respective Membership Tier and entitled to the exclusive rewards of the Tier

You can enjoy 11% of spread discount savings for trading USD/HKD.
You can enjoy 22% of spread discount savings for trading USD/HKD.
You can enjoy 28% of spread discount savings for trading USD/HKD.
You can enjoy 33% of spread discount savings for trading USD/HKD.
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FX Membership

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Membership eligibility1

Spread discount (USD/HKD)

Spread discount (Other non-USD currencies/HKD)

Blue

Membership eligibility1

HKD 10,000*

Spread discount (USD/HKD)

11%

Spread discount (Other non-USD currencies/HKD)

6%

Silver

Membership eligibility1

HKD 500,000*

Spread discount (USD/HKD)

22%

Spread discount (Other non-USD currencies/HKD)

13%

Gold

Membership eligibility1

HKD 2,000,000*

Spread discount (USD/HKD)

28%

Spread discount (Other non-USD currencies/HKD)

16%

Platinum

Membership eligibility1

HKD 30,000,000*

Spread discount (USD/HKD)

33%

Spread discount (Other non-USD currencies/HKD)

19%

  • Blue
  • Silver
  • Gold
  • Platinum

Foreign Exchange Membership Details

* Accumulated FX transaction amount from 1 July – 31 December 2025

1 The membership tiers are determined by reference to the total Accumulated Transaction Amount of all Eligible Foreign Exchange Transactions in every half year (i.e. from 1 January – 30 June or from 1 July – 31 December every year)

2 More savings in spread for Priority Banking clients

Example 1:

Tony is in blue tier as he has accumulated HKD10,000 within the half year period (1st Jan – 30th June OR 1st July – 31st December). Now he wants to exchange HKD to 2,000,000 JPY for his travelling.

  • Spread discount: 6%
  • JPY/HKD exchange rate before discount: 0.054432
  • JPY/HKD exchange rate after discount: 0.054405
  • Savings after exchange: HKD54
  • Accumulated Transaction Amount after exchange: HKD118,810
  • Membership Tier after exchange: Blue (remain)

Example 2:

Jenny is in silver tier as she has accumulated HKD1,500,000 within the half year period (1st Jan – 30th June OR 1st July – 31st December). Now she wants to exchange HKD to AUD100,000 for her children’s education.

  • Spread discount: 13%
  • AUD/HKD exchange rate before discount: 5.04
  • AUD/HKD exchange rate after discount: 5.035
  • Savings after exchange: HKD500
  • Accumulated Transaction Amount after exchange: HKD2,003,500
  • Membership Tier after exchange: Gold (upgraded)

  1. The promotion period for this offer is from 1 July – 31 December 2025, both dates inclusive (“Promotion Period”).
  2. Clients who have fulfilled all the requirements under clauses 2(a), 2(b), 2(c) and 2(d) respectively are eligible clients for the purpose of offers under Clause 2 (“Eligible Clients”).
    2a. (Only applicable to Welcome Offer)Client fulfilling all the following requirements during the Promotion Period will be eligible for HKD100 cash reward under the Welcome Offer:
    • Successfully complete Eligible Foreign Exchange Transaction; and
    • Green member of this Foreign Exchange platform; and
    • Accumulated Transaction Amount during the Promotion Period reaches a minimum of HKD10,000 or its equivalent.

    2b. (Only applicable to Cash Reward)

    Client fulfilling all the following requirements during the Promotion Period will be eligible for Cash Reward:

    • Successfully complete Eligible Foreign Exchange Transaction(s); and
    • Blue member and Silver member of this Foreign Exchange platform; and
    • Accumulated Transaction Amount during the Promotion Period reaches a minimum of HKD200,000 and HKD500,000 or its equivalent respectively.
      For offer details, please refer to “Cash Reward” page under “Membership Information”
  3. During the Promotion Period,i. Client can enjoy Welcome Offer and Cash Reward once each if upgraded from Green to Silver Member;ii Client can enjoy Welcome Offer and Gold Privilege once each if upgraded from Green to Gold Member. iii Client can enjoy Welcome Offer and Platinum Exclusive once each if upgraded from Green to Platinum Member.
  4. The cash rebate will be credited to Eligible Clients’ HKD account either in sole name or joint names, in the following sequence: 1) Integrated Deposits Account, 2) Statement Savings, 3) Passbook Savings or 4) Current Account on or before 31 August 2025. If Eligible Clients have more than one account under the same account type, the Bank will select the one with the earliest account opening date.
  5. The HKD account mentioned in clause 4 must still be valid at the time when the cash rebate is credited, otherwise the credit of the cash reward will be forfeited.

  1. The promotion period for this offer is from 1 July – 31 December 2025, both dates inclusive (“Promotion Period”).
  2. Clients who have fulfilled all the requirements under clauses 2(a), 2(b), 2(c) and 2(d) respectively are eligible clients for the purpose of offers under Clause 2 (“Eligible Clients”).
    2a. (Only applicable to Welcome Offer)Client fulfilling all the following requirements during the Promotion Period will be eligible for HKD100 cash reward under the Welcome Offer:
    • Successfully complete Eligible Foreign Exchange Transaction; and
    • Green member of this Foreign Exchange platform; and
    • Accumulated Transaction Amount during the Promotion Period reaches a minimum of HKD10,000 or its equivalent.

    2b. (Only applicable to Cash Reward)

    Client fulfilling all the following requirements during the Promotion Period will be eligible for Cash Reward:

    • Successfully complete Eligible Foreign Exchange Transaction(s); and
    • Blue member and Silver member of this Foreign Exchange platform; and
    • Accumulated Transaction Amount during the Promotion Period reaches a minimum of HKD200,000 and HKD500,000 or its equivalent respectively.For offer details, please refer to “Cash Reward” page under “Membership Information”

    2c. Client fulfilling all the following requirements during the Promotion Period will be eligible for Gold Privilege:

    1. Successfully complete Eligible Foreign Exchange Transaction; and
    2. Gold member of this Foreign Exchange platform; and
    3. Accumulated Transaction Amount during the Promotion Period reaches a minimum of HKD2,000,000 or its equivalent. For offer details, please refer to “Gold Privilege” page under “Membership Information”.
  3. During the Promotion Period, i. Client can enjoy Welcome Offer and Cash Reward once each if upgraded from Green to Silver Member;ii Client can enjoy Welcome Offer and Gold Privilege once each if upgraded from Green to Gold Member. iii Client can enjoy Welcome Offer and Platinum Exclusive once each if upgraded from Green to Platinum Member.
  4. The cash rebate will be credited to Eligible Clients’ HKD account either in sole name or joint names, in the following sequence: 1) Integrated Deposits Account, 2) Statement Savings, 3) Passbook Savings or 4) Current Account on or before 31 August 2025. If Eligible Clients have more than one account under the same account type, the Bank will select the one with the earliest account opening date.
  5. The HKD account mentioned in clause 4 must still be valid at the time when the cash rebate is credited, otherwise the credit of the cash reward will be forfeited.

  1. The promotion period for this offer is from 1 July – 31 December 2025, both dates inclusive (“Promotion Period”).
  2. Clients who have fulfilled all the requirements under clauses 2(a), 2(b), 2(c) and 2(d) respectively are eligible clients for the purpose of offers under Clause 2 (“Eligible Clients”).
    2a. (Only applicable to Welcome Offer)Client fulfilling all the following requirements during the Promotion Period will be eligible for HKD100 cash reward under the Welcome Offer:
    • Successfully complete Eligible Foreign Exchange Transaction; and
    • Green member of this Foreign Exchange platform; and
    • Accumulated Transaction Amount during the Promotion Period reaches a minimum of HKD10,000 or its equivalent.

    2b. (Only applicable to Cash Reward)

    Client fulfilling all the following requirements during the Promotion Period will be eligible for Cash Reward:

    • Successfully complete Eligible Foreign Exchange Transaction(s); and
    • Blue member and Silver member of this Foreign Exchange platform; and
    • Accumulated Transaction Amount during the Promotion Period reaches a minimum of HKD200,000 and HKD500,000 or its equivalent respectively.For offer details, please refer to “Cash Reward” page under “Membership Information”

    2c. Client fulfilling all the following requirements during the Promotion Period will be eligible for Platinum Exclusive:

    • Successfully complete Eligible Foreign Exchange Transaction; and
    • Platinum member of this Foreign Exchange platform; and
    • Accumulated Transaction Amount during the Promotion Period reaches a minimum of HKD30,000,000 or its equivalent. For offer details, please refer to “Platinum Exclusive” page under “Membership Information”.
  3. During the Promotion Period,i. Client can enjoy Welcome Offer and Cash Reward once each if upgraded from Green to Silver Member;ii Client can enjoy Welcome Offer and Gold Privilege once each if upgraded from Green to Gold Member.iii Client can enjoy Welcome Offer and Platinum Exclusive once each if upgraded from Green to Platinum Member.
  4. The cash rebate will be credited to Eligible Clients’ HKD account either in sole name or joint names, in the following sequence: 1) Integrated Deposits Account, 2) Statement Savings, 3) Passbook Savings or 4) Current Account on or before 31 August 2025. If Eligible Clients have more than one account under the same account type, the Bank will select the one with the earliest account opening date.
  5. The HKD account mentioned in clause 4 must still be valid at the time when the cash rebate is credited, otherwise the credit of the cash reward will be forfeited.

Terms and Conditions for Preferential Time Deposit Interest Rate to Platinum Member of this FX Membership Program

  1. Preferential Time Deposit Interest Rate (the “Offer”) is applicable to Platinum Members of this FX Membership Program (the “Eligible Clients”).
  2. Eligible Clients can enjoy the Offer by making eligible Foreign Exchange transactions of Designated Currency through this Foreign Exchange platform and placing the foreign exchange fund to 1-week or 2-week time deposit on the same day (or the next business day).
  3. The time deposit amount must be equal or less than the foreign exchange fund and in the range of HKD100,000 to HKD20,000,000 (or other Designated Currency equivalent). The currency exchange and time deposit shall be under the same-name accounts under Eligible Clients maintained with the Bank.
  4. The interest rates for Time Deposit are subject to revision, as per prevailing market conditions.
  5. Eligible Clients can enjoy the Offer more than once. The Offer cannot be used in conjunction with any other FX offers or time deposit interest rate offers.

FX Membership Referral Program

By sharing your unique promotion code, both you (referrer) and your family and friends (referee) can enjoy rewards for FX membership referral.

Reward Details:

  • Referrer
    • Receive a HKD200 cash reward by successfully referring a Green Member who has conducted a single FX transaction of HKD4,000 equivalent or above during the promotional period. Enjoy up to HKD4,000 cash rewards in total (i.e. up to 20 referrals).
  • Referee
    • Enjoy extra preferential FX rate on top of member-exclusive rate by applying the Promo Code when conducting eligible FX transaction.
    • The Promo Code can be used more than once for a Green Member during promotion period and is not applicable to Blue / Silver / Gold / Platinum members.

Note : Please refer to the “Refer a Friend” page in the Online Foreign Exchange platform for more details.

Terms and conditions apply.

 

 Without Promo CodeWith Promo Code
Sell CurrencyHKD
Buy CurrencyUSD
FX Rate7.7802 (Board Rate)7.7725 (Discount Rate)
Sell Amount (HKD)500,000.00500,000.00
Buy Amount (USD)64,265.7064,329.37
You can get more USD 63.67
3
Sell Currency
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24/7 access through SC Mobile or Online Banking to exchange 11 major currencies

Trade Now

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Pre-set your target exchange rate with instant in-app notifications, or use the limit order function to convert funds automatically when the target rate is reached

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Spend or withdraw foreign currencies overseas with Multi-currency Mastercard Debit Card with no handling fee

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Research
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Click here for daily update from our CIO across equities, bonds, FX forecasts and technical charts

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People, Person, Graduation

Exchange the designated currency and set up FX time deposit to enjoy preferential interest rate for stable return. Click here  for more details

Adult, Female, Person

Secure your FX target rate before making transfer with the pre-set target exchange rate function or use limit order function to convert funds automatically

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$0 service fee and same day remittance to 30+ locations

FX Rates and Offers

FX Rates

Stay on top of Standard Charterer’s foreign exchange rates

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Standard Chartered Forex Trading Platform Key Features

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24/7 Forex Trading Platform

Our one-stop 24/7 Forex trading platform empowers you to trade 11 major currencies effortlessly anytime, anywhere via SC Mobile or Online Banking.

Personalised Forex Watchlists

Get a clear view of your preferred Forex portfolio trends, stay on top of market movements and seize forex trading opportunities with confidence.

  • Hk fx watchlist step

    step 1

    Go to “Watchlist” on the bottom menu, create/select a watchlist

  • Hk fx watchlist step

    step 2

    Click “Add currency pair” to add more currency pair or customise currency pair display sequence

  • Hk fx watchlist step

    step 3

    Add preferred FX currency pair into the watchlist for quick reference and confirm currency pair selection to create the list

1

step 1

Go to “Watchlist” on the bottom menu, create/select a watchlist

2

step 2

Click “Add currency pair” to add more currency pair or customise currency pair display sequence

3

step 3

Add preferred FX currency pair into the watchlist for quick reference and confirm currency pair selection to create the list

Limit Order and Price Alerts

Set your target FX exchange rate to receive notifications when the desired rate is reached. With the limit order feature, your funds will be automatically exchanged at the target rate—helping you capture the best rates effortlessly.

  • Hk fx limited order step

    step 1

    Go to “Alerts” on the bottom menu, click “Add new alert”

  • Hk fx limited order step

    step 2

    Select preferred currency pair to create new alert

  • Hk fx limited order step

    step 3

    Input “Target rate” and set the “valid date” to confirm price alert

1

step 1

Go to “Alerts” on the bottom menu, click “Add new alert”

2

step 2

Select preferred currency pair to create new alert

3

step 3

Input “Target rate” and set the “valid date” to confirm price alert

Learn more about the features of Foreign Exchange platform on SC Mobile

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Risk Disclosure Statement

Foreign Exchange:

  • Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or significant losses in the event that the customer converts deposit from the foreign currency to another currency (including Hong Kong Dollar).

RMB Deposit Service:

  • Renminbi (“RMB”) exchange rate, like any other currency, is affected by a wide range of factors and is subject to fluctuations. Such fluctuations may result in gains and losses in the event that the customer subsequently converts RMB to another currency (including Hong Kong dollars); and
  • RMB is currently not freely convertible and conversion of RMB through banks in Hong Kong is subject to restrictions specified by the Bank and regulatory requirements applicable from time to time.. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.

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  • This webpage does not constitute any prediction of likely future price movements.
  • Investors should not make investment decisions based on this webpage alone.
  • This webpage has not been reviewed by the Securities and Futures Commission or any regulatory authority in Hong Kong.
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