Straight2Bank
Market Insights brought to you by our CIO
Where will the financial markets head towards? Check out how our Chief Investment Office (CIO) sees it.
CIO Wealth Guru Series
Our CIO experts combine investment fun facts and market views, bring upon a series of professional yet lively short articles. Read now and become a Wealth Guru as well!
Strong Dollar Hits One-Year High
Trump’s pro-growth “America first” plan intuitively implies US assets and the Dollar outperforming non-US assets. Keep an eye on potential technical rebound for the EUR, GBP and AUD. Meanwhile, why are USD, JPY and CHF widely regarded as safe-haven currencies?
3 tactics to capitalise on rate cut early opportunities
When the 10-year U.S. Treasury yield reaches 4%, it's a good opportunity to average into it. History suggests that entering the bond market early during a rate cut period achieves higher return. Elevate your income potential now!
News Updates
Get yourself up-to-date on what’s happening now.
Fed maintains steady rates for 2 consecutive meetings
The Fed held rates at 4.5%, projected 50bps of rate cuts through 2025 and a slowdown in the pace at which it reduces its bond holdings. We see still-low risk of a near-term recession. Since 1970, a 10% correction in the S&P 500 Index not followed by a recession has average returns of 10.8% over the next 6 months and 14.4% over 12 months. Investors may buy the US stocks dip and maintain a diversified asset allocation amidst market fluctuations.
20 Mar 2025
Where is the Trump put?
The US job market remains healthy, giving President Trump scope to further his agenda of deregulation, trade protectionism and immigration curbs. While this hurts risk assets in the near term, it creates opportunities for long-term investors.
17 Mar 2025
Nasdaq in correction territory; Safe-haven assets in favour
US equities may see another 5% consolidation in the next few weeks but Fed rate cuts and likely tax cuts should enable the US to avoid a recession. The JPY, USD, and US government bonds outperformed on safe-haven demand. We remain diversified across asset classes and geographies to navigate volatility, while adding to US equities on dips.
11 Mar 2025
Dollar breaks down as Ukraine peace plan lifts Europe
The EUR and European equities surged as US and its European allies prepare for a ceasefire in Ukraine. A weaker US dollar is usually good for global risk assets, benefitting diversified allocations. We would buy the dip in the US in our preferred sectors.
10 Mar 2025
Disclaimers
Important Note of Investment Products
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Risk Disclosure Statement
- Investment involves risks. The prices of investment products fluctuate, sometimes dramatically and the worst case may result in loss of your entire investment amount. Past performance is no guide to its future performance.
- Investors should read the terms and conditions contained in the relevant offering documents and in particular the investment policies and the risk factors and latest financial results information carefully and are advised to seek independent professional advice before making any investment decision.
- Investors should consider their own investment objectives, investment experience, financial situation and risk tolerance level.
Foreign Exchange:
- Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or significant losses in the event that the customer converts deposit from the foreign currency to another currency (including Hong Kong Dollar).
RMB Deposit Service:
- Renminbi (“”RMB””) exchange rate, like any other currency, is affected by a wide range of factors and is subject to fluctuations. Such fluctuations may result in gains and losses in the event that the customer subsequently converts RMB to another currency (including Hong Kong dollars); and
- RMB is currently not freely convertible and conversion of RMB through banks in Hong Kong is subject to restrictions specified by the Bank and regulatory requirements applicable from time to time. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.
Disclaimer and Important Notes of Insurance
- This webpage is intended to be valid in Hong Kong only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Hong Kong. Prudential and Standard Chartered do not offer or sell any insurance product in any jurisdictions outside Hong Kong in which such offering or sale of the insurance product is illegal under the laws of such jurisdictions. This webpage does not constitute a contract of insurance or an offer, invitations or recommendation to any person to enter into any contract of insurance or any transaction described therein or any similar transaction.
- The material and information contained on this webpage should be read in conjunction with the relevant product brochure and for the risk disclosure, please refer to the product brochure.
Notes
- This webpage does not constitute any prediction of likely future price movements.
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