Straight2Bank
Standard Chartered Revolving Cash Card
From now till 31 December 2025, successful Revolving Cash Card applicants can enjoy fabulous offers with no fixed repayment amount.
Annual fee waiver
First year annual fee waiver
Cash rebate
Transaction handling fee rebate
Preferential interest rate
2.10% p.a. interest rate for the first 3 months
Credit limit
Up to HKD800,000 or 12 times of your monthly salary (whichever is lower)
Special rate table – selected clients*
CREDIT LIMIT (HKD)△ | INTEREST RATE FOR FIRST 3 MONTHS (P.A.)^ | INTEREST RATE THEREAFTER (P.A.)+ | ANNUALISED PERCENTAGE RATE** |
|---|---|---|---|
| $5,000-$19,999 | 2.10% | 15.80% | 15.77% |
| $20,000-$49,999 | 11.80% | 11.81% | |
| $50,000-$199,999 | 8.80% | 8.85% | |
| $200,000-$499,999 | 6.80% | 6.88% | |
| $500,000 or above | 5.80% | 5.89% |
Remarks
^ 2.10% p.a. Interest Rate for the first 3 months is only applicable for selected clients and upon the day of successful cash withdrawal to the cutoff day of the following 3 consecutive months as specified on the monthly statement showing the withdrawal amount.
* Selected clients are determined subject to the clients’ credit records. Standard Chartered Bank (Hong Kong) Limited (the “Bank”) has the absolute right to determine the approval of the loan and the final interest rate, which is to be considered on a case-by-case basis in accordance with the clients’ credit records and other relevant factors.
△ First withdrawal amount will be equivalent to 95% of the approved credit limit (will be rounded down to the nearest thousand dollars) and the first transaction handling fee is also waived.
+ Interest is calculated on the basis of a 365 or 366-day year (if applicable).
** The Annualised Percentage Rate (“APR”) is a reference rate which includes the basic interest rate and other applicable fees and charges of a product expressed as an annualised rate. The APR is calculated based on the loan amounts of HKD12,500, HKD35,000, HKD125,000, HKD350,000 and HKD500,000 and has taken into account the interest rate for the first 3 months and the interest rate thereafter. Please note that the above APR is calculated according to minimum monthly repayment of 1% of the outstanding amount. Customer can refer to the minimum monthly repayment details set out in Clause 7 in the Important Information of Revolving Cash Card. (subject to change by the Bank from time to time).
The operating hours of our Loan Application Hotline are from Monday to Friday: 9am – 9pm.
