Straight2Bank
Apply with us now! We will provide approval result in 2 weeks upon the receipt of full documents required by the Bank*.
Green Mortgage Plan
Enjoy up to 60%
deposit cap for deposit linked mortgage plan in the first 3 years
Deposit Linked Mortgage
Deposit Linked Mortgage feature You may apply mortgage with mortgage deposit linked feature. | Flexible cash flow You can have flexible control of your mortgage deposit linked account and withdraw your earned interest at any time | No arrangement fee and annual fee You can sign up for the mortgage deposit linked feature for free without any additional costs |
Borrow up to 90%of the property price First time home buyer can borrow up to 90% of the property price | Property Price Applicable to property price HK$30,000,000 or below | Property Type Applicable to self-use private residential properties under personal ownership |
Mortgage $aver
✔ Maximise your Interest Earning
✔ Reduce your Mortgage Interest Expenses
✔ Flexible Access to Your Funds
✔ Deposit Protection Scheme
*Notes:
- Approval time may vary depending on different situations, including need for supplementary documents or special circumstance.
- Public holiday excluded.
- Approval time does not include time required by third party professional review or approval.
Standard Chartered Bank (Hong Kong) Limited Residential Mortgage Loan Key Facts Statement: Download PDF
Since we have increased our HKD Prime rate recently, your monthly mortgage instalment amount will be adjusted. The update repayment schedule / monthly HIBOR advice has been or will be sent to your mortgage correspondence address. Please ensure sufficient fund in the repayment account to prevent incurring any late payment charge. For enquiries, please contact (852)2886-8863.
