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Seize property opportunities in the Greater Bay Area ("GBA") with GBA Mortgage

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Greater Bay Area Mortgage

 

Borrow and repay in Hong Kong Dollar

In addition to loan disbursement and repayment in Hong Kong dollar, GBA Mortgage interest rate is linked to HK dollar Prime Rate to reduce interest fluctuation

Dedicated & professional team

We provide comprehensive GBA Mortgage services and monitor your mortgage approval status from 9am – 8pm, Monday to Saturday

5-day Express Approval Service

We commit to provide initial approval result for GBA mortgage applications within 5-day

Free Preliminary Assessment Service

You can enjoy free mortgage preliminary assessment service if you are existing Priority Banking or Priority Private Clients

Access your mortgage information online 7/24 easily

You can track your mortgage status easily via SC Mobile or Online Banking and view the loan details of your GBA Mortgage in the consolidated statement

GBA Mortgage Guide

 

Simple steps to buy a property in the Greater Bay Area

 

  • GBA Mortgage Guide Application process Step 1

    Step 1

    Submit Mortgage Loan Application Form for Greater Bay Area Property

  • GBA Mortgage Guide Application process Step 2

    Step 2

    1. Get approval result
    2. Pay Valuation Fee
    3. Sign loan documents

  • GBA Mortgage Guide Application process Step 3

    Step 3

    1. Complete HKD and RMB account opening at SCB Hong Kong and SCB China branches
    2. Sign mortgage deed & related documents at designated solicitor firm in Hong Kong & Mainland
    3. Sign and Submit Remittance Application Form

  • GBA Mortgage Guide Application process Step 4

    Step 4

    Complete Mortgage registration in Mainland and Drawdown GBA Mortgage Loan

  • GBA Mortgage Guide Application process Step 5

    Step 5

    Transfer the mortgage loan proceeds to SCB China and then to specific Developer/Seller’s bank account to complete transaction

1

Step 1

Submit Mortgage Loan Application Form for Greater Bay Area Property

2

Step 2

1. Get approval result
2. Pay Valuation Fee
3. Sign loan documents

3

Step 3

1. Complete HKD and RMB account opening at SCB Hong Kong and SCB China branches
2. Sign mortgage deed & related documents at designated solicitor firm in Hong Kong & Mainland
3. Sign and Submit Remittance Application Form

4

Step 4

Complete Mortgage registration in Mainland and Drawdown GBA Mortgage Loan

5

Step 5

Transfer the mortgage loan proceeds to SCB China and then to specific Developer/Seller’s bank account to complete transaction

√ Eligible for Hong Kong residents with Hong Kong Identity Card and Mainland Travel Permit Holders only
√ Covers the popular cites in the Greater Bay Area – Zhuhai and Guangzhou*
* Eligible cities will be updated from time to time

To borrow or not to borrow? Borrow only if you can repay!

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