Refinancing
Financial Flexibility
Refinance and cash out with your property to enhance your cash flow for greater financial flexibility
Competitive Interest Rate
Lower your monthly repayments and reduce your financial burden
Pay-off your loan faster
With our Deposit Linked Mortgage and Mortgage$aver you are able to pay off your loan faster
Payment Arrangements for Property Transactions (PAPT)
Real-time electronic funds transfer to your original mortgage institution or account via CHATS for enhanced customer protection and timeliness of payment. For more details, please click here
Apply now
Financial Flexibility
Refinance and cash out with your property to enhance your cash flow for greater financial flexibility
Competitive Interest Rate
Lower your monthly repayments and reduce your financial burden
Pay-off your loan faster
With our Deposit Linked Mortgage and Mortgage$aver you are able to pay off your loan faster
Payment Arrangements for Property Transactions (PAPT)
Real-time electronic funds transfer to your original mortgage institution or account via CHATS for enhanced customer protection and timeliness of payment. For more details, please click here
Apply now
You can choose between Hibor-based Mortgage Plan or Prime-based Mortgage Plan.
Example of Cash out
CURRENT VALUE OF PROPERTY | HKD10,000,000 |
|---|---|
| Outstanding mortgage loan amount | HKD2,000,000 |
| Max LTV | 70% |
| Max mortgage loan amount | HKD7,000,000 |
| Max cash out amount | HKD5,000,000 |
MORTGAGE ASIA MILE REWARD
Earn 160,000 Asia Miles with HKD 4,000,000 mortgage loan drawdown
LEARN MORE APPLY NOW KEY FACTS STATEMENT
Related Mortgage Services
Take advantage of our refinancing mortgage solutions to lower your repayments, pay off your loan faster, or free up funds for other uses.
To borrow or not to borrow? Borrow only if you can repay!