Standard Chartered Bank

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Standard Chartered Bank

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Standard Chartered Bank

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Standard Chartered Bank

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Provided by Standard Chartered

Professional MPF Specialist Service

Your personalized MPF services are provided by SCB Retirement Specialists at designated branches, supported by Manulife dedicated services team, ensuring seamless account management and retirement planning.

Provided by Standard Chartered

Enjoy prestige services with a Consolidated Relationship Balance at the Bank

Include your Manulife MPF account balance^ in the your Relationship Balance enabling you to check your deposit, investment and MPF balance in a consolidated statement, online banking and SC Mobile app.

Simply apply via SC Mobile app, online banking or download request form here to provide consent to the Bank to receive your MPF account information

Powered by Manulife

Manulife MPF – Strong Market Position

Manulife’s outstanding accomplishments speak for us

  • No.1 MPF service provider in Hong Kong*
  • Winner of People’s Choice Award for 7 consecutive years**

Powered by Manulife

Comprehensive and Diversified Fund Choices Platform

Standard Chartered partners with Manulife to bring you the Manulife MPF Scheme, offering the most extensive fund choices in Hong Kong^^, providing 29 different constituent funds ranging from equity funds (international, regional, single-market and sector), bond funds (international, regional and single-market), mixed assets funds (lifestyle and target date), guaranteed funds to money market funds to flexibly meet individual investment needs.

Powered by Manulife

Special Fee Privileges for Loyal Customers

Members may enjoy special management fees based on their total MPF balance with Manulife, and unlock extra bonus unit rebates with their loyalty years with Manulife MPF. T&C applies.

Powered by Manulife

Retirement Planning Intelligence

Stay connected with the market development and learn more about Manulife’s MPF products and services to help you make appropriate arrangements for your retirement planning.

MPF Solutions

first protect
PRUHealth Critical Illness First Protect II

Protects you with whole of life cover against the financial impact of disease conditions – including coverage on 74 Disease Conditions and early stage major diseases. 50% extra protection for a major disease claim or death claim within the first 10 years.

View Product Brochure

Hk wealth protector
Evergreen Wealth Protector

Offers you with long-term savings as well as life cover and protection against Cancer with additional lump-sum. Simple health declaration to enrol.

View Product Brochure

a disabled on a wheelchair and holding balloons with a man on the beach when sunset
Cancer Protect

Putting your mind at ease upon the diagnosis of cancer by offering a comprehensive set of protection, with major Cancer Benefit up to HK$1,200,000. Carcinoma-in-situ or Less Severe Cancer Benefit up to HK$360,000 per claim. All powered by Allianz

Learn More

illness
PRUHealth Guardian Critical Illness Plan / PRUHealth Baby Guardian Critical Illness Plan

Protects you and your loved ones through every stage of life-birth, sickness, old age and beyond. Including up to 1100% critical illness and life cover for 127 Disease Conditions, also lifelong annuity for Severe Dementia or Parkinson’s Disease.

View Product Brochure

extendedcare
PRUHealth Critical Illness Extended Care III

Protects against the financial impact of ongoing critical illnesses, including multiple strikes of cancer, heart attack and stroke. Coverage on 117 Disease Conditions with up to 860% coverage against critical illnesses.

View Product Brochure

Seeking top-quality MPF products and services tailored to your retirement needs? Connect with us today to learn more.

Hk mpf employee choice banner

Employee Choice Arrangement (“ECA”)

With ECA, employees can enjoy greater autonomy on their choice of MPF scheme and service provider. All transfer decisions are made by the employees alone. Employees do not need to inform their employers for such decisions or involve them in the process of transfer of MPF accrued benefits.

Make your right choice today! With the implementation of ECA, employees are allowed to transfer accrued benefits from MPF contribution account under current employment to a personal account under a MPF scheme of own choice once per calendar year. Employees can enjoy greater autonomy on their choice of MPF scheme and service provider.

Hk mpf empf

To have a smooth transition to the Manulife’s eMPF Platform

The eMPF Platform (“eMPF”) is built and operated by the eMPF Platform Company Limited, a wholly owned subsidiary of the Mandatory Provident Fund Schemes Authority (“MPFA”). It centralizes and digitalizes all MPF schemes’ administrative processes, enabling you to manage your MPF online.

Explore More

* As of 30 September 2025, Manulife was the No.1 MPF service provider in Hong Kong in terms of market share of total MPF assets by scheme sponsor. Source: “Mercer MPF Market Shares Report” as of 30 September 2025, by Mercer (Hong Kong) Limited.

** Source: MPF Ratings Limited. Manulife won “People’s Choice” from 2019 to 2025. For details, visit https://www.mpfratings.com.hk/zh/ratings-and-awards/. Manulife has been awarded the “People’ Choice” from 2019 to 2025.

^ Please refer to the Opt-in/Opt-out Request Form and the definition of Relationship Balance in the booklet of “Service Charges – An easy guide to banking fees”.

^^ Source: Calculated based on MPF Fund Platform from MPFA website as of 30 September 2025, in terms of the number of constituent funds of each MPF scheme.

The maximum tax-deductible amount is HKD60,000 per assessment year under salaries tax and personal assessment. This is an aggregate limit for both TVC and other qualifying deferred annuity premiums in aggregate. The illustration of tax savings of HKD10,200 is calculated by multiplying HKD60,000 by 17% where HKD60,000 and 17% represent the maximum tax-deductible amount and the current highest progressive tax rate respectively. However, please note that this is for illustration only; in particular, not every taxpayer who uses up the maximum tax-deductible amount of HKD60,000 will enjoy HKD10,200 in tax savings as the actual amount of tax savings vary, depending on, for example, the taxpayer’s net taxable income, applicable tax rate, tax allowances and deductions entitled as well as the amount of TVC and other qualifying deferred annuity premiums, etc.
Tax Deductible Voluntary Contribution (TVC) can only be paid or transferred into a TVC account, which is separate from a contribution account or a personal account. Transfer of TVC must be in a lump sum (full account balance), transfer in part will not be accepted.  Meanwhile, transfer of accrued benefits from a TVC account to another TVC account cannot be claimed as deductions for taxation purpose.

#Subject to the rules of the MPF scheme.

Important Notes

 

Standard Chartered Bank (Hong Kong) Limited is a distributor of the MPF scheme, a product of Manulife (International) Limited. In respect of an eligible dispute arising between the Bank and the customer out of the selling process or processing of the related transaction, the Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the governing rules of Manulife’s MPF scheme should be resolved directly between Manulife and the customer.

 

Investment involves risk. Price of units of any constituent funds and the income from them may go down as well as up. Past performance is not an indicative of future performance. Before making any investment decision to invest in a scheme, members should read the MPF Scheme Brochure for more detailed information (including risk factors, fees and charges) on the scheme and its constituent funds. Investors should ensure they fully understand the risks associated with the scheme, and should also consider their own investment objective and risk tolerance level. If in doubt, please seek independent financial and professional advice.

 

This webpage does not constitute any offer, invitations or recommendation to any person to enter into any scheme or any transaction described therein or any similar transaction. This webpage has not been reviewed by the Securities and Futures Commission or any regulatory authority in Hong Kong.

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