Straight2Bank
Consolidate Your MPF Personal Accounts Online
Learn how to consolidate and manage your own MPF assets in one MPF account via Online Platform from Manulife.
MPF Services
Standard Chartered Wealth Solutions provides you with quality MPF products and services powered by our strong partnership with Manulife, the No. 1 MPF Scheme Sponsor*
Features
- MPF Specialists at branches
- Enjoy more prestige banking services
- Award-winning MPF schemes
- Comprehensive fund choices platform
- Fee privileges for loyal customers
- Market outlook
PROVIDED BY STANDARD CHARTERED
Professional MPF Specialists at designated branches
Supported by an experienced team of experts from Manulife, our MPF Specialists at designated branches are dedicated to serving your needs on MPF.
PROVIDED BY STANDARD CHARTERED
Enjoy more prestige services by including MPF contributions in your Relationship Balance at the Bank
MPF account balance under Manulife MPF Scheme^ can be included in the Relationship Balance of your personal banking account under your sole name, enabling you to check your deposit, investment and MPF balance in a consolidated statement, online banking and SC Mobile app.
Apply via SC Mobile app, online banking or download request form here to provide consent to the Bank to receive your MPF account information.
POWERED BY MANULIFE
Manulife’s outstanding accomplishments speak for us
• The largest MPF service provider in Hong Kong*
POWERED BY MANULIFE
Comprehensive and diversified fund choices platform
Powered by our strong partnership with Manulife, Standard Chartered offers you Manulife’s MPF scheme with the most extensive fund choices in Hong Kong**. It provides constituent funds ranging from equity funds (international, regional, single-market and sector), bond funds (international, regional and single-market), mixed assets funds (lifestyle and target date), guaranteed funds to money market funds to suit your personal retirement goals.
POWERED BY MANULIFE
Special fee privileges for loyal customers
Members may be entitled to join the customer programme of Manulife based on years of MPF relationship and size of MPF assets, subject to the terms and conditions of the programme.
POWERED BY MANULIFE
Market outlook
Stay connected with the market development for better portfolio management with market updates from Manulife.
Personal account
Features
Consolidate and manage your own MPF assets with ease through Personal Account Consolidation or Employee Choice Arrangement
MPF account balance under Manulife MPF Scheme^ can be included in the Relationship Balance of your personal banking account under your sole name, enabling you to check your deposit, investment and MPF balance in a consolidated statement, online banking and SC Mobile app.
- Apply via SC Mobile app, online banking or download request form here to provide consent to the Bank to receive your MPF account information.
The latest updates on MPF fund performance, fund price e-Alert and e-Statement are available on Manulife’s online platform to assist you to monitor your MPF account efficiently.
Smart Tips
Take your goals, MPF contributions, regular savings and investment needs into consideration to work out how much money you may need with the retirement calculator.
Set up an MPF TVC account as making additional contributions may help you save more for your retirement reserve while enjoying up to HKD60,000V tax-deductible limit.
Make your right choice today! With the implementation of ECA, employees are allowed to transfer accrued benefits from MPF contribution account under current employment to a personal account under a MPF scheme of own choice once per calendar year.
- Learn more about ECA
- Make an appointment with our MPF Specialist now to arrange transfer via ECA into your desired MPF scheme.
Over the course of your working life, you may have changed jobs and thus have several MPF schemes under different MPF service providers, each with its own investment portfolio. Consolidate your MPF personal account(s) into your desired MPF scheme for better management.
- Learn more on how to consolidate and manage your own MPF assets in one MPF account with ease via Online Platform from Manulife
- Make an appointment with our MPF Specialist now to easily consolidate all these personal accounts into your desired MPF scheme.
You should review your MPF portfolio regularly, in terms of asset allocation and funds selection to ensure it is in line with your retirement goals. Map out your retirement strategy now with reference to Manulife’s Retirement Planning Intelligence.
Experience a simple and easy online platform from Manulife. Manage your MPF accounts anytime, anywhere.
MPF and Bank Account Assets at a Glance
You can apply via SC Mobile to include your existing MPF or TVC account balance into your total relationship balance^ with us.
Make an Appointment with our MPF Specialist
Questions? Schedule an appointment with our MPF Specialist for discussion.
* Source: “Mercer MPF Market Shares Report” as of 31 December 2024 by Mercer (Hong Kong) Limited, in terms of market share of total MPF assets by scheme sponsor.
^Please refer to the Opt-in/Opt-out Request Form and the definition of Relationship Balance in the booklet of “Service Charges – An easy guide to banking fees”.
**Source: Calculated based on MPF Fund Platform from MPFA website as of 31 December 2024, in terms of the number of constituent funds of each MPF scheme.
VThe maximum tax-deductible amount is HKD60,000 per assessment year under salaries tax and personal assessment. This is an aggregate limit for both TVC and other qualifying deferred annuity premiums in aggregate. The illustration of tax savings of HKD10,200 is calculated by multiplying HKD60,000 by 17% where HKD60,000 and 17% represent the maximum tax-deductible amount and the current highest progressive tax rate respectively. However, please note that this is for illustration only; in particular, not every taxpayer who uses up the maximum tax-deductible amount of HKD60,000 will enjoy HKD10,200 in tax savings as the actual amount of tax savings vary, depending on, for example, the taxpayer’s net taxable income, applicable tax rate, tax allowances and deductions entitled as well as the amount of TVC and other qualifying deferred annuity premiums, etc.
#Subject to the rules of the MPF scheme.
+Tax Deductible Voluntary Contribution (TVC) can only be paid or transferred into a TVC account, which is separate from a contribution account or a personal account. Transfer of TVC must be in a lump sum (full account balance), transfer in part will not be accepted. Meanwhile, transfer of accrued benefits from a TVC account to another TVC account cannot be claimed as deductions for taxation purpose.
Standard Chartered Bank (Hong Kong) Limited is a distributor of the MPF scheme, a product of Manulife (International) Limited. In respect of an eligible dispute arising between the Bank and the customer out of the selling process or processing of the related transaction, the Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the governing rules of Manulife’s MPF scheme should be resolved directly between Manulife and the customer.
Investment involves risk. Price of units of any constituent funds and the income from them may go down as well as up. Past performance is not an indicative of future performance. Before making any investment decision to invest in a scheme, members should read the MPF Scheme Brochure for more detailed information (including risk factors, fees and charges) on the scheme and its constituent funds. Investors should ensure they fully understand the risks associated with the scheme, and should also consider their own investment objective and risk tolerance level. If in doubt, please seek independent financial and professional advice.
This webpage does not constitute any offer, invitations or recommendation to any person to enter into any scheme or any transaction described therein or any similar transaction. This webpage has not been reviewed by the Securities and Futures Commission or any regulatory authority in Hong Kong.
