Standard Chartered Bank

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Standard Chartered Bank

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RMB Products & Solutions

Deposit Services & Transaction Services

SAVINGS ACCOUNTS

Statement and/or passbook account* for your selection.

Simple interest1 is credited monthly (for statement savings) or semi-annually (for passbook savings).

Deposit and withdrawal of RMB at any of our branches during office hours.

24-hour enquiry on the account balance, interest rate and exchange rate, and fund transfers via Phone Banking Services and Standard Chartered Online Banking2.

Minimum account opening balance only RMB1,000.

*Passbook account refers to RMB My Dream Account which is subject to availability.

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three jars filled with different amount of coins, one with coins only cover bottom of the jar, one with a half of jar, the last one is full of coins

CURRENT ACCOUNT³

Each Hong Kong Identity Card holder is eligible to open one RMB current account only.

RMB Cheques can be

  • Used in Hong Kong for any payments and
  • Used for payments on consumer spending in Guangdong Province subject to the maximum amount of RMB 80,000 per day.

24-hour enquiry on the account balance and fund transfers via Phone Banking and Standard Chartered Online2.

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3 eggs with symbol of Dollar, Turkish Lira, and Euro.

TIME DEPOSIT

A range of deposit tenors for your selection.

Minimum account opening balance as low as RMB 10,000.

a hand stacking up coins higher from left to right

EXCHANGE SERVICES

2-way currency exchange between RMB and Hong Kong Dollars (HKD) in cash or by fund transfer between accounts* at any of our branches or via Mobile Banking, Phone Banking services and Standard Chartered Online Banking.

4 coins with symbol of Dollar, Japanese Yen, Indian Rupee, and Chinese Yuen

DUAL CURRENCY ATM CARD

Combines RMB and HKD accounts in one card.

ATM withdrawal and purchases in Mainland China settled in RMB account, no need to spend extra on RMB foreign exchange; transactions everywhere else settled in HKD account.

Widely accepted on UnionPay, Jetco and EPS networks.

stack of credit cards, with a cold color tone

CASHIRER'S ORDER

An additional instrument place after Dual Currency Card to satisfy your local RMB payment needs.

    Solutions deposit cashiers order

    REMITTANCE SERVICE⁴

    Remittance Service enables you to transmit funds to your same name RMB account in Mainland China (subject to the maximum amount of RMB 80,000 per day) or any RMB account in Hong Kong.

        Solutions deposit remittance service

        Opening Account

        EXISTING CUSTOMER

        LOGON TO OPEN AN ACCOUNT

        Other alternative channels:

        NEW CUSTOMER

        OPEN AN ACCOUNT ONLINE NOW

        Alternatively, you can visit your nearest branch at your convenience.

        RMB Products FAQs

        RMB Passbook Savings Account such as My Dream Account RMB Savings is offered during the promotion period, please stay tuned for our latest promotion.

        No overdraft facilities are provided for RMB Current Account and no overdraft is allowed for the RMB Current Account.

        The minimum account opening balance for RMB Current / Savings Account is CNY 1,000 and for Time Deposit Account is CNY 10,000.

        According to the requirements of People’s Bank of China (PBoC), at present, only 1 RMB Current Account can be opened for each HK ID holder.

        According to the requirements of the RMB Clearing House in HK, only crossed and order cheques are allowed for RMB Current Accounts.

        Customer has to maintain a minimum balance of CNY200 in RMB Savings Account to earn interest.

        • RMB Products and Solutions Terms and Conditions
        1. Simple interest is applicable to RMB Savings Account, and it is applicable only to RMB Savings accounts with a balance of RMB200 or above.
        2. Customers can make RMB conversion through their accounts as long as both accounts for relevant credit and debit transactions are maintained at the Bank under the same name.
        3. To open RMB Current Account, the customer must be a Hong Kong Identity Card holder. RMB Current Account is non-interest bearing and is not linked to any credit facilities. All RMB cheques must be crossed and made payable to a named person’s order. RMB cheques can be used in Hong Kong for any payments and Guangdong Province for the payment of consumer spending and are subject to regulatory requirements applicable from time to time. The Bank reserves all rights under the “Current/Cheque/Savings Account and Time Deposit Account Terms” including returning any RMB cheque if the use of which is considered not in compliance with any rules and regulations governing the use of RMB cheques.
        4. For remittance to/from Mainland China by non-Hong Kong Identity Card holder, approval from relevant Mainland authorities may need to be obtained. Possible consequence such as charges that may be incurred in case the outward remittance is rejected by the RMB Clearing Bank in Hong Kong, the Mainland authorities or Mainland banks. RMB Remittance Service to Mainland China is subject to the current daily limit of RMB80,000 per person per day or the daily limit may be subject to change by the Bank from time to time. Please contact our branch staff for the latest information.
        5. For details of RMB service fees, please refer to the Bank’s Service Charges Booklet.
        6. Whether to apply insurance coverage is your own individual decision. For plan policy provision, details and risk disclosure, please refer to relevant plan’s product leaflet/product brochure and specimen policy.
        7. The Bank shall have the right to amend any of these terms and conditions. In the event of any disputes, the Bank shall have the absolute discretion to make the final decision.
        8. These terms and conditions form part of your banking agreement with the Bank.
        9. For details of other Renminbi service applicable, please contact our branch staff or visit our website www.sc.com/hk.
        10. If there is any inconsistency or conflict between the English and the Chinese versions of these terms and conditions, the English version shall prevail.

        Remittance Service

        Branches with Same-Day Remittance Service

        Submission Cut-Off Time at 2:00pm
        (Mon. to Fri., excluding public holidays)

        HONG KONG ISLAND

        KOWLOON

        NEW TERRITORIES

        Quarry Bay Branch
        Shop G6, G/F & Shop LG1, LG/F Westlands Gardens, 1027 King’s Road, Quarry Bay, Hong Kong
        Telephone:25632151        		Cityplaza Branch
        Shops 42-43, G/F, Cityplaza Phase II, 18 Taikoo Shing Road, Taikoo Shing, Hong Kong
        Telephone:25681153        		International Banking Centre
        1/F, Golden Crown Court, 66-70 Nathan Road, Tsim Sha Tsui, Kowloon
        Telephone:39283657        		Shatin Plaza Branch
        Shop 8 – 16A, Level 1, Shatin Plaza, 21-27 Shatin Centre Street, Shatin, New Territories
        Telephone:26810982
        Pacific Place Wealth Management Centre
        Suite 901-904, Level 9, One Pacific Place, 88 Queensway, Admiralty, Hong Kong
        Telephone:25275619        		Des Voeux Road Branch
        Shop G1, G/F & 1/F, Standard Chartered Bank Building, 4-4A Des Voeux Road Central, Central, Hong Kong
        Telephone:28682154        		Canton Road Branch
        G/F & 1/F, Manley House, 86-98 Canton Road, Tsim Sha Tsui, Kowloon
        Telephone:27309616        		Metroplaza Branch
        Shop 473B, Level 4, Metroplaza, 223 Hing Fong Road, Kwai Fong, New Territories
        Telephone:24189123
        Exchange Square Branch
        The Forum, Exchange Square, 8 Connaught Place, Central, Hong Kong
        Telephone:29158380        		Queen’s Road East Branch
        G/F & 1/F, Pak Fook Building, 208-212 Queen’s Road East, Wanchai, Hong Kong
        Telephone:28937131        		Telford Gardens Branch
        Shops P9-12, Telford Plaza Podium, Telford Gardens, Kowloon Bay, Kowloon
        Telephone:27505015        		Sheung Shui Centre Branch
        Shops 1021-1023, Level 1, Sheung Shui Centre, 3 Chi Cheong Road, Sheung Shui, New Territories
        Telephone:26397670
        Causeway Bay Branch
        G/F to 2/F, Yee Wah Mansion, 38-40A Yee Wo Street, Causeway Bay, Hong Kong
        Telephone:25761226        		Shek Tong Tsui Branch
        Shops 8-12, G/F, Dragonfair Garden, 455-485 Queen’s Road West, Shek Tong Tsui, Hong Kong
        Telephone:25172122        		Cheung Sha Wan Branch
        Shop 101A, 1/F, Cheung Sha Wan Plaza, 833 Cheung Sha Wan Road, Cheung Sha Wan, Kowloon
        Telephone:27444116        		Tai Po Branch
        Shops 1 & 2, G/F & 1/F, 21-25 Kwong Fuk Road, Tai Po Market, New Territories
        Telephone:26565186
        Aberdeen Branch
        Shop 4A, G/F and Shop 1, 1/F, Site 5 Aberdeen Centre, 6-12 Nam Ning Street, Aberdeen, Hong Kong
        Telephone:28140845        		188 Des Voeux Road Branch
        Shop No. 7 on G/F, whole of 1/F – 3/F Golden Centre, 188 Des Voeux Road Central, Hong Kong
        Telephone:25457169        		Tsim Sha Tsui Branch
        Shop G30 & B117-23, G/F, Mira Place One, 132 Nathan Road, Tsim Sha Tsui, Kowloon, Hong Kong
        Telephone:27218596        		 
        Wanchai Southorn Branch
        Shop C2, G/F & 1/F to 2/F, Lee Wing Building, 156-162 Hennessy Road, Wanchai, Hong Kong
        Telephone:25276626        		Central Branch
        G/F, 1/F, 2/F and 27/F, Two Chinachem Central, 26 Des Voeux Road Central, Hong Kong
        Telephone:28778638        		Elements Priority Banking Centre
        Shops 2030-2031, 2/F, Elements, 1 Austin Road West, Tsim Sha Tsui
        Telephone:23758293
        North Point Centre Branch
        Shop G2, G/F, North Point Centre, 278-288 King’s Road, North Point, Hong Kong
        Telephone:25718210        		 Mongkok Branch
        Shop B, G/F & 1/F-4/F, 617–623 Nathan Road, Mongkok, Kowloon
        Telephone:27822322
         68 Nathan Road Branch
        Basement, Shop B1 on G/F and M/F, Golden Crown Court, 66-70 Nathan Road, Tsim Sha Tsui, Kowloon
        Telephone:27390777
        Prince Edward Road Branch
        G/F & 1/F, Bijou Apartments, 157 Prince Edward Road West, Prince Edward, Kowloon
        Telephone:23802308

        • Customers are recommended to visit branches 1 hour before cut-off time for applying same-day remittance service to ensure the funds will be credited to the beneficiary account(s) on the same day.
        • Same-day remittance service is applicable to currency in HKD / CNY / USD / EUR.
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