Straight2Bank
Terms and Conditions
Retail Clients
Retail Products - Credit Card
Retail Product - Mortgage
Retail Products - Banking Plans and Banking Service
Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance and the Code of Practice on Consumer Credit Data
Notice of Changes to Client Terms and General Account Terms (Effective from 30 June 2024)
Terms and Conditions
These terms and conditions set out the rights and obligations of you, the customer, and us, the Bank, in connection with your use of the Service. All the terms and conditions of this agreement are legally binding, so please read them through carefully before you agree to be bound by them.
Retail Clients
Retail Clients
Retail Products
Deposits
READ MORE ON DEPOSITS |
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| Current/Cheque/Savings Account and Time Deposit Account Terms |
| Terms and Conditions of Standard Chartered Sustainable Savings Account |
| Terms and Conditions of Wealth Saver Account |
Credit Card
Remarks for Temporary Credit Limit Increase:
The validity period is from 7 to 30 days, and the start date should be within 2 weeks of the date of application submission.
The credit limit will be changed back to the original amount in the second day of the due date. Therefore, please remind to settle the exceed amount of the original credit limit. If not, there will be an overlimit charge.
Personal Loan / Personal Line of Credit / Overdraft
Remarks: Personal Line of Credit / Overdraft has been suspended since 15 November 2024
| READ MORE ON PERSONAL LOAN / PERSONAL LINE OF CREDIT / OVERDRAFT | |
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| Personal Loan / Personal Line of Credit / Overdraft Terms | |
| PERSONAL LOAN / PERSONAL LINE OF CREDIT / OVERDRAFT KEY FACTS STATEMENT/ REPAYMENT SCHEDULE | |
| Personal Instalment Loan | |
| Personal Instalment Loan Debt Consolidation Program | |
| Personal Line of Credit / Overdraft | |
| Revolving Cash Card | |
| Manhattan Revolving Personal Loan | |
| PERSONAL LOAN / PERSONAL LINE OF CREDIT / OVERDRAFT IMPORTANT INFORMATION | |
| Personal Instalment Loan / Personal Instalment Loan Debt Consolidation Program | |
| Personal Line of Credit / Overdraft | |
| Revolving Cash Card | |
| Manhattan Revolving Personal Loan | |
Mortgage
READ MORE ON MORTGAGE |
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| Mortgage Facility Terms |
| Key Facts Statement for Residential Mortgage Loan |
Investment
READ MORE ON INVESTMENT |
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Terms and Conditions for Investment Services For further details, please refer to section II of the Banking Terms and Conditions |
| Wealth Lending Product Key Facts Statement: Download PDF |
| Terms and Conditions for Securities eDocuments Service |
Banking Plans and Banking Services
Terms & Conditions for Accounts effective* before 25 February 2009
- Cardholder Agreement
- SmarTone Smart Credit Card Cardholder Agreement
- Esprit Smart Credit Card Cardholder Agreement
- MANHATTAN Platinum Mastercard / Titanium Mastercard Cardmember Agreement
- MANHATTAN Platinum VISA / Gold VISA / Gold Co-branded VISA / Classic VISA / Co-branded VISA / id Platinum VISA / id Platinum Mastercard / id VISA Cardmember Agreement
- General Supplement This document sets out the terms and conditions supplemental to the banking agreement for relevant accounts
Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance and the Code of Practice on Consumer Credit Data
The above terms and conditions are applicable to the banking services and products effective* on or after 25 February 2009. You may obtain a copy from any of our branches in Hong Kong.
* Effective date of the Current/Cheque/Savings Account and Time Deposit Account is the application date, while the effective date of the Credit Card and Personal Loan/Personal Line of Credit/Overdraft Account is the approval date.
Disclaimer
For enquiries relating to Standard Chartered’s terms and conditions and those which are not contained on this website, please visit your nearest branch or call our customer service hotline on 2886 8868.
