Regulatory Disclosures

Regulatory Capital Instruments

Full terms and conditions

COMMON EQUITY TIER 1 (“CET1”) CAPITAL INSTRUMENTS
Share capital

ADDITIONAL TIER 1 CAPITAL INSTRUMENTS
US$900 million Floating Rate Undated Additional Tier 1 Capital Securities US$250 million Floating rate Undated Additional Tier 1 Capital Securities US$250 million Fixed rate Undated Additional Tier 1 Capital Securities US$600 million Fixed Rate Reset Undated Additional Tier 1 Capital Securities US$1,000 million 7.625% Fixed Rate Reset Undated Additional Tier 1 Capital Securities US$800 million Floating Rate Undated Additional Tier 1 Capital Securities US$1,000 million 7.000% Fixed Rate Reset Undated Additional Tier 1 Capital Securities

ADDITIONAL TIER 1 CAPITAL INSTRUMENTS

US$900 million Floating Rate Undated Additional Tier 1 Capital Securities
US$250 million Floating rate Undated Additional Tier 1 Capital Securities
US$250 million Fixed rate Undated Additional Tier 1 Capital Securities

US$600 million Fixed Rate Reset Undated Additional Tier 1 Capital Securities

US$1,000 million 7.625% Fixed Rate Reset Undated Additional Tier 1 Capital Securities

US$800 million Floating Rate Undated Additional Tier 1 Capital Securities
US$1,000 million 7.000% Fixed Rate Reset Undated Additional Tier 1 Capital Securities

TIER 2 CAPITAL INSTRUMENTS
Subordinated liabilities EUR1,000 million 1.20% Fixed rate Tier 2 Notes due 2031 USD$700 million 6.673% Fixed rate Tier 2 Notes due 2040

TIER 2 CAPITAL INSTRUMENTS

Subordinated liabilities

EUR1,000 million 1.20% Fixed rate Tier 2 Notes due 2031

USD$700 million 6.673% Fixed rate Tier 2 Notes due 2040

NON-CAPITAL LAC DEBT INSTRUMENTS
US$1,250 million 2.608 per cent Notes due 2028 EUR1,000 million 4.196 per cent Notes due 2032 US$1,000 million 4.299 per cent Notes due 2030 US$1,000 million 5.243 per cent Notes due 2037

INTERNAL DEBT ISSUANCE PROGRAMME
Internal Debt Issuance Programme Internal Debt Issuance Programme Amendment Internal Debt Issuance Programme Amended and Restated Deed Poll

Periodic Disclosures

Regulatory disclosures

Other financial information disclosures

DATE	REGULATORY DISCLOSURES
30 September 2025	Unaudited Quarterly Regulatory Disclosure
30 June 2025	Supplementary Notes to Condensed Consolidated Interim Financial Statements (unaudited)
31 March 2025	Unaudited Quarterly Regulatory Disclosure
31 December 2024	Supplementary Notes to Consolidated Financial Statements (unaudited)
30 September 2024	Unaudited Quarterly Regulatory Disclosure
30 June 2024	Supplementary Notes to Condensed Consolidated Interim Financial Statements (unaudited)
31 March 2024	Unaudited Quarterly Regulatory Disclosure
31 December 2023	Supplementary Notes to Consolidated Financial Statements (unaudited)
30 September 2023	Unaudited Quarterly Regulatory Disclosure
30 June 2023	Supplementary Notes to Condensed Consolidated Interim Financial Statements (unaudited)
31 March 2023	Unaudited Quarterly Regulatory Disclosure
31 December 2022	Supplementary Notes to Consolidated Financial Statements (unaudited)
30 September 2022	Unaudited Quarterly Regulatory Disclosure
30 June 2022	Supplementary Notes to Condensed Consolidated Interim Financial Statements (unaudited)
31 March 2022	Unaudited Quarterly Regulatory Disclosure
31 December 2021	Supplementary Notes to Consolidated Financial Statements (unaudited)
30 September 2021	Unaudited Quarterly Regulatory Disclosure
30 June 2021	Supplementary Notes to Condensed Consolidated Interim Financial Statements (unaudited)
31 March 2021	Unaudited Quarterly Regulatory Disclosure
31 December 2020	Supplementary Notes to Consolidated Financial Statements (unaudited)
30 September 2020	Unaudited Quarterly Regulatory Disclosure
30 June 2020	Supplementary Notes to Condensed Consolidated Interim Financial Statements (unaudited)
31 March 2020	Unaudited Quarterly Regulatory Disclosure
31 December 2019	Supplementary Notes to Consolidated Financial Statements (unaudited)
30 September 2019	Unaudited Quarterly Regulatory Disclosure
30 June 2019	Supplementary Notes to Condensed Consolidated Interim Financial Statements (unaudited)
31 March 2019	Unaudited Quarterly Regulatory Disclosure
31 Dec 2018	Supplementary Notes to Consolidated Financial Statements (unaudited)
30 Sep 2018	Unaudited Quarterly Regulatory Disclosure
30 June 2018	Supplementary Notes to Condensed Consolidated Interim Financial Statements (unaudited)
31 March 2018	Unaudited Quarterly Regulatory Disclosure
31 December 2017	Supplementary Notes to Consolidated Financial Statements (unaudited)
30 September 2017	Unaudited Quarterly Regulatory Disclosure
30 June 2017	Supplementary Notes to Condensed Consolidated Interim Financial Statements (unaudited)
31 March 2017	Unaudited Quarterly Regulatory Disclosure
31 December 2016	Detailed breakdown of capital components - Transition disclosures template Countercyclical capital buffer (CCyB) ratio standard disclosure template Reconciliation between accounting and regulatory balance sheets Leverage Ratio Liquidity Coverage Ratio
30 June 2016	Detailed breakdown of capital components - Transition disclosures template Countercyclical capital buffer (CCyB) ratio standard disclosure template Reconciliation between accounting and regulatory balance sheets Leverage Ratio Liquidity Coverage Ratio
31 December 2015	Detailed breakdown of capital components - Transition disclosures template Reconciliation between accounting and regulatory balance sheets Leverage Ratio Liquidity Coverage Ratio
30 June 2015	Detailed breakdown of capital components - Transition disclosures template Reconciliation between accounting and regulatory balance sheets Leverage Ratio Liquidity Coverage Ratio
31 December 2014	Detailed breakdown of capital components - Transition disclosures template Reconciliation between accounting and regulatory balance sheets
30 June 2014	Detailed breakdown of capital components - Transition disclosures template Reconciliation between accounting and regulatory balance sheets
31 December 2013	Detailed breakdown of capital components - Transition disclosures template Reconciliation between accounting and regulatory balance sheets