Note: The result of the loan calculator is for reference only. The actual repayment liability depends on the actual terms of each borrowing arrangement.
Standard Chartered Personal Instalment Loan Top Up Service
Achieve your plans with extra cash. Simple way to cash out through easy online application without further supporting documents required#.
* Example:
AVAILABLE DRAWDOWN LOAN AMOUNT | MONTHLY FLAT RATE | HANDLING FEE (PER ANNUM OF THE DRAWDOWN AMOUNT) | ANNUALISED PERCENTAGE RATE^ | |
|---|---|---|---|---|
| HKD700,000 | 0.36% | 0% | 8.08% (per 48 months) | 8.07% (per 60 months) |
Remarks
# The Bank reserves the right to request additional documents for further approval.
* The above example assumes an original loan amount of HKD1,200,000 and is for illustration purpose only. The Annualised Percentage Rates (“APR”) of 8.16% (for 48-month repayment period) and 8.15% (for 60-month repayment period) are calculated based on the total loan amount (consisting of original loan outstanding amount and top-up loan amount) with the monthly flat rate at 0.36%. The APR is a reference rate which includes the basic interest rate and other applicable fees and charges of a product expressed as an annualised rate.
^ Annualised Percentage Rate is a reference rate which includes the basic interest rate and other applicable fees and charges of a product expressed as an annualised rate.
The operating hours of our Loan Application Hotline is from 9am – 9pm on Monday to Friday and 9am – 8pm on Saturday and Sunday.
Documents waiver#
Handling fee
0%
Loan amount up to
18X salary or HKD 2,000,000 (whichever is lower)
Top-up loan amount can be greater than total loan principal repaid
Loan tenor up to
60 months
Use our calculator to get a quick estimation on your monthly repayment amount
Personal Loan Repayment Calculator
#
Straight2Bank